Response Code for Zero Amount Authorization

Effective date:

April 12, 2024

Regions:

All

Services:

Zero Amount Authorization request and response

As of April 12, 2024, Visa is supporting response code value

Z5

(valid account, but amount is not supported). Merchants receive response code

Z5

when the anticipated amount mentioned in the transaction exceeded the account limit or available funds.

Acquirers must support response code

Z5

(valid account, but amount is not supported) in responses.

Merchants must be prepared to receive value

Z5

(valid account, but amount is not supported) in this field in an authorization response:

REST API:
processorInformation.responseCode
SCMP API:
auth_auth_response
Simple Order API:
ccAuthReply_processorResponse