These card types are supported for EV charging transactions:

Mastercard
Visa

These entry modes are supported for EV charging transactions:

EMV contact and contactless
Magnetic stripe swipe

Before integrating

Cybersource

services for EV charging transactions, you must have these items in place:

Merchant account with an acquirer that is enabled for processing EV charging transactions on
Visa Platform Connect
.
Cybersource
account for payment services.
Payment technology provider (PTP) that is integrated with
Cybersource
and can perform message-level validation (MLV).
EMV Level 1 certified terminals and EMV Level 2 certified software in preparation for EMV Level 3 Certification.

Work with your payment technology provider (PTP) to allocate time to complete the message-level validation (MLV) and EMV Level 3 certification with your EV charging processing system. You must pass MLV before beginning EMV Level 3 certification. You must complete validation and certification before your system can go live. For more information, see Prerequisites.

Message-level validation (MLV) is a script-based, field-level validation against

Cybersource

specifications.

Your PTP uses amount-based test triggers to send transactions to a test environment and the Visa Certification Management System for decryption. The test results are XML or RESTful output,

Business Center

test transactions, and log prints.

Cybersource

uses these tests to validate the results:

Cross-edit checks
Data element validation
Interchange compliance
Data mapping validation

This topic is an overview of the Level 3 certification with

Cybersource

and

Visa Platform Connect

. For details on how to design an EMV Level 3 certified payment application, see EMV Book 3 on the EMVCo website: https://www.emvco.com.

Certification

is a formal process that for validating the device and application compliance with card scheme acceptance requirements. The certification team uses a brand test tool and simulator. The process includes these elements:

Using a card simulator such as ICC or Fime.
Failed case analysis and resolution.
For Mastercard certification, your PTP submits results to Mastercard and pays the costs for approved partners that Mastercard uses.
For Visa certification,
Cybersource
submits results to Visa.
Waivers from the card schemes for exceptions.
Card scheme responses or Letter of Approval (LOA) to signify acceptance and Level 3 certification.

Although the processes and support for Global Card Present Connect projects and direct merchant and acquirer projects are different, the timelines are essentially the same.

Card-present transactions carry lower risk than card-not-present transactions because the customer and payment card are physically present, which can result in lower transaction fees. However, acquirers must still apply standard risk-control measures. Acquirers must monitor transaction activity and manage fraud and disputes in accordance with payment network rules, including the Global Acquirer Risk Standards. They also must comply with these Visa risk compliance programs:

Visa Fraud Monitoring Program
Visa Dispute Monitoring Program

To meet risk control requirements, acquirers can use one of these options:

Each option provides necessary fraud and risk controls for direct merchant relationships and for PTPs that do not operate their own monitoring solutions.

For more information, see Fraud and Risk Management Solutions.