Authentication Requirements for Incremental Authorizations in the European Union

To meet the customer authentication regulatory requirements for incremental authorizations in the European Union (EU), the recommendation is to set the floor limit on the terminal to a very low value. When you use a terminal with this setting to perform a card-present authorization, the Customer Verification Method (CVM) workflow is initiated. The Strong Customer Authentication (SCA) workflow is not initiated for incremental authorizations when you use the recommended floor limits on the terminal.

For more information about processing incremental authorizations, see Incremental Authorization for Flexible Scenario.