API Overview

Credentialed Transactions
- Recent Revisions to This Document

Introduction to Credentialed Transactions
- Industry Practice Transactions
- Standing Instructions Transactions
- Transaction Matrix for Industry Practice and Standing Instructions

Customer-Initiated Transactions with Credentials on File
- Storing Customer Credentials with a CIT and PAN
- Storing Customer Credentials with a CIT and TMS
- Using Stored Customer Credentials During a CIT

Delayed Transaction
- Merchant-Initiated Delayed Transaction with PAN
- Merchant-Initiated Delayed Transaction with TMS

Reauthorization Transaction
- Merchant-Initiated Reauthorization Transactions with PAN
- Merchant-Initiated Reauthorization Transactions with TMS

No-Show Transactions
- Merchant-Initiated No-Show Transactions with PAN
- Merchant-Initiated No-Show Transaction with TMS

Recurring Payments
- Customer-Initiated Recurring Payment with PAN
- Customer-Initiated Recurring Payment with TMS
- Customer-Initiated Recurring Payment with Enrollable Network Tokens
- Merchant-Initiated Recurring Payments with PAN
- Merchant-Initiated Recurring Payments with TMS

Mastercard Standing Order Payments
- Mastercard Initial CIT Standing Order Payment
- Mastercard Initial CIT Standing Order Payment with TMS

Mastercard Subscription Payments
- Mastercard CIT Initial Subscription Payment
- Mastercard CIT Initial Subscription Payment with TMS

Unscheduled COF Payments
- Customer-Initiated Unscheduled COF Payment with PAN
- Customer-Initiated Unscheduled COF Payments with TMS
- Customer-Initiated Unscheduled COF Payment with Enrollable Network Tokens
- Merchant-Initiated Unscheduled COF Payments with PAN
- Merchant-Initiated Unscheduled COF Payments with TMS

Unscheduled COF Payments

An unscheduled credentials-on-file (COF) transaction uses stored payment information for a fixed or variable amount that does not occur regularly. An account top-up is one kind of unscheduled COF.