Payer Authentication templates specify the payer
authentication services that a merchant account will accept. To specify a payer
authentication service, enter the acquirer ID in the associated field. This template
supports the following payer authentication services:
- Visa Secure with EMV
- The Visa card type uses Visa Secure with EMV as the authentication service. The acquirer ID is a text string that consists of 6 to 20 digits and starts with the number 4.
- Mastercard Identity Check
- The Mastercard card type uses Mastercard Identity Check as the authentication service. The acquirer ID is a text string that consists of 6 to 20 digits and starts with the number 5 or 2.
- American Express SafeKey
- The American Express card type uses American Express SafeKey as the authentication service. The acquirer ID is a text string that consists of 11 to 20 digits and starts with the number 1.
- Cartes Bancaires Fast'R
- The Cartes Bancaires card type uses Fast’R as the authentication service. The acquirer ID is a text string that consists of 6 to 20 digits and starts with the number 4, 5, or 2.
- Discover / Diners Club ProtectBuy
- The Discover / Diners Club card type uses ProtectBuy as the authentication service. The acquirer ID is a text string that consists of 6 to 20 digits and starts with the number 3 or 6.
- Elo Compra Segura
- The Elo card type uses Elo Compra Segura as the authentication service. The acquirer ID is a text string that consists of 4 digits. The acquirer ID is a text string that consists of 8 digits and starts with the number 1.
- JCB J/Secure
- The JCB card type uses J/Secure as the authentication service.
- The JCB card type adds another layer of security by asking the card user to enter a special JCB J/Secure password. To include the JCB card type in the template, you must also specify a JCB J/Secure password.
- UnionPay 3D Secure
- 3D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The acquirer ID is a text string that consists of 6 to 20 digits and begins with the number 4, 5, 2, or 6.