Authorizations Using Merchant Decryption for Visa

This section provides the information you need in order to process an authorization using merchant decryption for Visa.

Required Fields for Authorizing a Payment Using Merchant Decryption for Visa

IMPORTANT
Worldpay VAP
 supports 3-D Secure 2.0 with Mastercard transactions.
Worldpay VAP
 also supports network tokens and digital payments with Mastercard transactions. However,
Worldpay VAP
 does not support the 3-D Secure 2.0 protocol if used with network tokens or digital payment.
Cybersource
 declines any transaction processed by
Worldpay VAP
 that uses both 3-D Secure 2.0 and either network tokens or digital payments.
clientReferenceInformation.code
consumerAuthenticationInformation.cavv
Set this field to the network token cryptogram.
consumerAuthenticationInformation.ecommerceIndicator
Set this field to the ECI value contained in the Apple Pay response payload.
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.tokenizedCard.cryptogram
Set this field to the network token cryptogram.
paymentInformation.tokenizedCard.expirationMonth
Set this field to the value from the payment network token expiration month.
paymentInformation.tokenizedCard.expirationYear
Set this field to the value from the payment network token expiration year.
paymentInformation.tokenizedCard.number
Set this field to the payment network token value.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

REST Example: Merchant Decryption and Visa

Light Dark
Request
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{"clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001",
        "commerceIndicator": "internet"
    },
    "paymentInformation": {
       "tokenizedCard": {
            "number": "4111111111111111",
            "expirationMonth": "12",
            "expirationYear": "2031",
            "cryptogram": "AceY+igABPs3jdwNaDg3MAACAAA=",
            "transactionType": "1"
            "type": "001"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world"
        }
    },
    "consumerAuthenticationInformation": {
        "cavv": "AceY+igABPs3jdwNaDg3MAACAAA="
    }
}
Response to a Successful Request
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{"_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "411111",
            "expirationMonth": "12",
            
            "suffix": "1111",
            "type": "001"
        },
        "card": {
            "type": "001"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}