Authorization Service

This section provides the information that you need for requesting the authorization service using these methods which determine the request fields that are required to request the authorization service. In addition, different request fields are required in order to request the authorization service. The type of card used to process the transaction determines which request fields are used.
After you send the request, verify the response messages to make sure that the request was successful.
A 200-level HTTP response code indicates success.
For information about response codes, see
Transaction Response Codes
.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

Required Fields for Authorizing a Payment Using
Cybersource
 Decryption for JCB

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
paymentInformation.card.type
paymentInformation.fluidData.descriptor
Set this field to
RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U
.
paymentInformaton.fluidData.value
Set this field to the Base64-encoded value obtained from the
paymentData
 property of the
PKPaymentToken
 object.
processingInformation.paymentSolution
Set this field to
001

Authorizing a Payment Using
Cybersource
 Decryption for JCB

Follow these steps to authorize a payment using
Cybersource
 decryption for JCB:
  1. Send the service request to:

    ADDITIONAL INFORMATION

    https://api.cybersource.com
    /pts/v2/payments
  2. Check the response message to make sure that the request was successful. A 200-level HTTP response code indicates success. For information about response codes, see Transaction Response Codes.

Example:
Cybersource
 Decryption and JCB

Request

{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "paymentInformation": {
        "fluidData": {
           "value"="eyJkYXRhW5FINWZqVjfkak1NdVNSaE96dWF2ZGVyb2c9PSJ9",
            "descriptor": "RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U",
            "encoding": "Base64",
        },
       "tokenizedCard": {
            "type": "007",
            "transactionType": "1",
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world",
            "phoneNumber": "6504327113"
        }
    }
}
Response


{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "128945",
            "expirationMonth": "12",
            "suffix": "2398",
            "type": "007"
        },
        "card": {
            "type": "007"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}

Required Fields for Authorizing a Payment Using Merchant Decryption for JCB

clientReferenceInformation.code
consumerAuthenticationInformation.cavv
For a transaction that uses 3-D Secure, set this field to the 3-D Secure cryptogram.
consumerAuthenticationInformation.ecommerceIndicator
For a transaction that does not use 3-D Secure, set this field to the ECI value contained in the Apple Pay response payload.
For a transaction that uses 3-D Secure, set this field to
js
.
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.tokenizedCard.cryptogram
Set this field to the network token cryptogram.
paymentInformation.tokenizedCard.expirationMonth
Set this field to the value from the payment network token expiration month.
paymentInformation.tokenizedCard.expirationYear
Set this field to the value from the payment network token expiration year.
paymentInformation.tokenizedCard.number
Set this field to the payment network token value.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

Authorizing a Payment Using Merchant Decryption for JCB

Follow these steps to authorize a payment using merchant decryption for JCB:
  1. Send the service request to:

    ADDITIONAL INFORMATION

    https://api.cybersource.com
    /pts/v2/payments
  2. Check the response message to make sure that the request was successful. A 200-level HTTP response code indicates success. For information about response codes, see Transaction Response Codes.

Example: Merchant Decryption and JCB

Request

{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "paymentInformation": {
       "tokenizedCard": {
            "number": "128945xxxxxx2398",
            "expirationMonth": "12",
            "expirationYear": "2031",
            "cryptogram": "AceY+igABPs3jdwNaDg3MAACAAA=",
            "transactionType": "1"
            "type": "003"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world",
            "phoneNumber": "6504327113"
        }
    },
    "consumerAuthenticationInformation": {
        "cavv": "AceY+igABPs3jdwNaDg3MAACAAA="
    }
}
Response


{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "128945",
            "expirationMonth": "12",
            "suffix": "2398",
            "type": "003"
        },
        "card": {
            "type": "003"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}

Required Fields for Authorizing a Payment Using
Cybersource
 Decryption for American Express

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.card.type
paymentInformation.fluidData.descriptor
Set this field to
RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U
.
paymentInformaton.fluidData.value
Set this field to the Base64-encoded value obtained from the
paymentData
 property of the
PKPaymentToken
 object.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

Example:
Cybersource
 Decryption and American Express

Request
Endpoint:
POST
https://api.cybersource.com
/pts/v2/payments

{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "paymentInformation": {
        "fluidData": {
           "value"="eyJkYXRhW5FINWZqVjfkak1NdVNSaE96dWF2ZGVyb2c9PSJ9",
            "descriptor": "RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U",
            "encoding": "Base64",
        },
       "tokenizedCard": {
            "type": "003",
            "transactionType": "1",
	        
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world"
        }
    }
}
Response

{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "593056",
            "expirationMonth": "12",
            "suffix": "0842",
            "type": "003"
        },
        "card": {
            "type": "003"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}

Required Fields for Authorizing a Payment Using
Cybersource
 Decryption for JCB

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.card.type
paymentInformation.fluidData.descriptor
Set this field to
RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U
.
paymentInformaton.fluidData.value
Set this field to the Base64-encoded value obtained from the
paymentData
 property of the
PKPaymentToken
 object.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

Example:
Cybersource
 Decryption and JCB

Request
Endpoint:
POST
https://api.cybersource.com
/pts/v2/payments

{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "paymentInformation": {
        "fluidData": {
           "value"="eyJkYXRhW5FINWZqVjfkak1NdVNSaE96dWF2ZGVyb2c9PSJ9",
            "descriptor": "RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U",
            "encoding": "Base64",
        },
       "tokenizedCard": {
            "type": "007",
            "transactionType": "1",
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world"
        }
    }
}
Response


{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "128945",
            "expirationMonth": "12",
            "suffix": "2398",
            "type": "007"
        },
        "card": {
            "type": "007"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}

Required Fields for Authorizing a Payment Using
Cybersource
 Decryption for Mastercard

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.card.type
paymentInformation.fluidData.descriptor
Set this field to
RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U
.
paymentInformaton.fluidData.value
Set this field to the Base64-encoded value obtained from the
paymentData
 property of the
PKPaymentToken
 object.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

Example:
Cybersource
 Decryption and Mastercard

Request
Endpoint:
POST
https://api.cybersource.com
/pts/v2/payments

{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "paymentInformation": {
        "fluidData": {
           "value"="eyJkYXRhW5FINWZqVjfkak1NdVNSaE96dWF2ZGVyb2c9PSJ9",
            "descriptor": "RklEPUNPTU1PTi5BUFBMRS5JTkFQUC5QQVlNRU5U",
            "encoding": "Base64",
        },
       "tokenizedCard": {
            "type": "002",
            "transactionType": "1",
	        
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world"
        }
    }
}
Response

{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "128945",
            "expirationMonth": "12",
            "suffix": "2398",
            "type": "002"
        },
        "card": {
            "type": "002"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}

Required Fields for Authorizing a Payment Using Merchant Decryption for American Express

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.card.type
paymentInformation.tokenizedCard.expirationMonth
Set this field to the value from the payment network token expiration month.
paymentInformation.tokenizedCard.expirationYear
Set this field to the value from the payment network token expiration year.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

Example: Merchant Decryption and American Express

Request
Endpoint:
POST
https://api.cybersource.com
/pts/v2/payments

{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001",
        "commerceIndicator": "aesk"
    },
    "paymentInformation": {
       "tokenizedCard": {
            "number": "37828224631xxxx",
            "expirationMonth": "12",
            "expirationYear": "2031",
            "cryptogram": "AceY+igABPs3jdwNaDg3MAACAAA=",
            "transactionType": "1"
            "type": "003"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world"
        }
    },
    "consumerAuthenticationInformation": {
        "cavv": "AceY+igABPs3jdwNaDg3MAACAAA="
    }
}
Response

{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "378282",
            "expirationMonth": "12",
            "suffix": "1234",
            "type": "003"
        },
        "card": {
            "type": "003"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}

Required Fields for Authorizing a Payment Using Merchant Decryption for JCB

clientReferenceInformation.code
consumerAuthenticationInformation.cavv
For a transaction that uses 3-D Secure, set this field to the 3-D Secure cryptogram.
consumerAuthenticationInformation.ecommerceIndicator
For a transaction that does not use 3-D Secure, set this field to the ECI value contained in the Apple Pay response payload.
For a transaction that uses 3-D Secure, set this field to
js
.
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.tokenizedCard.cryptogram
Set this field to the network token cryptogram.
paymentInformation.tokenizedCard.expirationMonth
Set this field to the value from the payment network token expiration month.
paymentInformation.tokenizedCard.expirationYear
Set this field to the value from the payment network token expiration year.
paymentInformation.tokenizedCard.number
Set this field to the payment network token value.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

Example: Merchant Decryption and JCB

Request
Endpoint:
POST
https://api.cybersource.com
/pts/v2/payments
{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "paymentInformation": {
       "tokenizedCard": {
            "number": "128945xxxxxx2398",
            "expirationMonth": "12",
            "expirationYear": "2031",
            "cryptogram": "AceY+igABPs3jdwNaDg3MAACAAA=",
            "transactionType": "1"
            "type": "003"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world"
        }
    },
    "consumerAuthenticationInformation": {
        "cavv": "AceY+igABPs3jdwNaDg3MAACAAA="
    }
}
Response


{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "128945",
            "expirationMonth": "12",
            "suffix": "2398",
            "type": "003"
        },
        "card": {
            "type": "003"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}

Required Fields for Authorizing a Payment Using Merchant Decryption for Mastercard

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.administrativeArea
orderInformation.billTo.country
orderInformation.billTo.email
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.locality
orderInformation.billTo.postalCode
paymentInformation.tokenizedCard.expirationMonth
Set this field to the value from the payment network token expiration month.
paymentInformation.tokenizedCard.expirationYear
Set this field to the value from the payment network token expiration year.
paymentInformation.tokenizedCard.number
Set this field to the payment network token value.
paymentInformation.tokenizedCard.transactionType
Set this field to
1
.
processingInformation.paymentSolution
Set this field to
001
.

Example: Merchant Decryption and Mastercard

Request
Endpoint:
POST
https://api.cybersource.com
/pts/v2/payments



{
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "processingInformation": {
        "paymentSolution": "001",
        "commerceIndicator": "spa"
    },
    "paymentInformation": {
       "tokenizedCard": {
            "number": "5432543254325432",
            "expirationMonth": "12",
            "expirationYear": "2031",
            "cryptogram": "ABCDEFabcdefABCDEFabcdef0987654321234567",
            "transactionType": "1"
            "type": "002"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        },
        "billTo": {
            "firstName": "Maya",
            "lastName": "Lee",
            "address1": "123 Main St",
            "locality": "SomeCity",
            "administrativeArea": "CA",
            "postalCode": "94404",
            "country": "US",
            "email": "maya.lee@email.world"
        }
    },
    "consumerAuthenticationInformation": {
        "ucafAuthenticationData": "ABCDEFabcdefABCDEFabcdef0987654321234567",
        "ucafCollectionIndicator": "2"
    }
}
Response

{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6234236182176225003004"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6234236182176225003004/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "1234567890"
    },
    "id": "6234236182176225003004",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "100.00",
            "currency": "USD"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "expirationYear": "2031",
            "prefix": "543254",
            "expirationMonth": "12",
            "suffix": "5432",
            "type": "002"
        },
        "card": {
            "type": "002"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "111111"
    },
    "processingInformation": {
        "paymentSolution": "001"
    },
    "processorInformation": {
        "approvalCode": "888888",
        "networkTransactionId": "123456789619999",
        "transactionId": "123456789619999",
        "responseCode": "100",
        "avs": {
            "code": "X",
            "codeRaw": "I1"
        }
    },
    "reconciliationId": "75729760OPN67ZFV",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2021-06-11T15:00:18Z"
}