API Overview

Payments Developer Guide
- Recent Revisions to This Document

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
  - Authorization
  - Sale
  - Authorization Reversal
  - Capture
  - Credit
- Payment Features
  - Debit and Prepaid Card Payments
  - Payer Authentication
  - Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
- Testing the Payment Services

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations
- Enabling Debit and Prepaid Partial Authorizations
- Disabling Debit and Prepaid Partial Authorizations

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- JCB J/Secure
- Mastercard Identity Check
- Visa Secure

Relaxed Requirements for Address Data and Expiration Date in a Payment

On This Page

Test Card Numbers

Use these payment card numbers to test the authorization, capture, and credit services. Remove the spaces from the test card numbers when sending them to the test system. Do not use real payment card numbers. To test card types that are not included in the list, use an account number that is in the card’s BIN range. For best results, try each test with a different service request and with different test payment card numbers.

The test card numbers that are provided are formatted with Xs for zeroes in the card number. When testing with these card numbers, remove the spaces and replace each X with a 0 (zero).

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