REST Example: Processing a Pre-Authorization

{
  "clientReferenceInformation" : {
    "code" : "Pre-Auth"
  },
  "orderInformation" : {
    "billTo" : {
      "country" : "US",
      "lastName" : "Doe",
      "address1" : "201 S. Division St.",
      "postalCode" : "48104-2201",
      "locality" : "Ann Arbor",
      "administrativeArea" : "MI",
      "firstName" : "Joan",
      "phoneNumber" : "999999999",
      "email" : "
test@cybs.com"
    },
    "amountDetails" : {
      "totalAmount" : "100.00",
      "currency" : "usd"
    }
  },
  "paymentInformation" : {
    "card" : {
      "expirationYear" : "2031",
      "number" : "4111111111111111",
      "securityCode" : "123",
      "expirationMonth" : "12",
      "type" : "001"
    }
  },
"processingInformation": {
    "authorizationOptions": {
      "authIndicator": "0"
    }
  }
}

{
  "_links" : {
    "authReversal" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/7709386742016723603091/reversals"
    },
    "self" : {
      "method" : "GET",
      "href" : "/pts/v2/payments/7709386742016723603091"
    },
    "capture" : {
      "method" : "POST",
      "href" : "/pts/v2/payments/7709386742016723603091/captures"
    }
  },
  "clientReferenceInformation" : {
    "code" : "Pre-Auth"
  },
  "id" : "7709386742016723603091",
  "orderInformation" : {
    "amountDetails" : {
      "authorizedAmount" : "100.00",
      "currency" : "usd"
    }
  },
  "paymentAccountInformation" : {
    "card" : {
      "type" : "001"
    }
  },
  "paymentInformation" : {
    "tokenizedCard" : {
      "type" : "001"
    },
    "card" : {
      "type" : "001"
    }
  },
  "pointOfSaleInformation" : {
    "terminalId" : "04980992"
  },
  "processorInformation" : {
    "paymentAccountReferenceNumber" : "V0010013018036776997406844475",
    "merchantNumber" : "6817027800",
    "approvalCode" : "100",
    "cardVerification" : {
      "resultCodeRaw" : "3",
      "resultCode" : "2"
    },
    "merchantAdvice" : {
      "code" : "00",
      "codeRaw" : "0"
    },
    "networkTransactionId" : "123456789012345",
    "transactionId" : "123456789012345",
    "responseCode" : "0",
    "avs" : {
      "code" : "U",
      "codeRaw" : "00"
    }
  },
  "status" : "AUTHORIZED",
  "submitTimeUtc" : "2026-02-12T23:24:34Z"
}

{
  "clientReferenceInformation": {
    "code": "TC50171_3"
  },
  "errorInformation": {
    "reason": "PROCESSOR_ERROR",
    "message": "Invalid account"
  },
  "id": "6583553837826789303954",

  "paymentInsightsInformation": {
    "responseInsights": {
      "categoryCode": "01",
      "category": "ISSUER_WILL_NEVER_APPROVE"
    }
  },
  "pointOfSaleInformation": {
    "amexCapnData": "1009S0600100"
  },
  "processorInformation": {
    "systemTraceAuditNumber": "004544",
    "merchantNumber": "1231231222",
    "networkTransactionId": "431736869536459",
    "transactionId": "431736869536459",
   "responseCode": "111",
    "avs": {
      "code": "Y",
      "codeRaw": "Y"
    }
  },
  "status": "DECLINED"
}