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Industry Practice Transactions
Industry practice transactions are MITs performed as follow‑on actions to a previous CIT.
Although not all of them require stored credentials, repeated use of credentials
qualifies them as COF transactions.
These industry practice transactions and industry examples are available with your
processor:
- Delayed charges: Used to add charges after the initial transaction is complete. Examples: hotels (minibar, damages), car rentals (tolls), travel (post-trip charges), and health and wellness add-ons.
- Reauthorizations: Used when an authorization expires before fulfillment. Examples: long hotel stays, extended rental agreements, multi-week equipment rentals, and delayed subscription boxes.
- Resubmissions: Used when a previous authorization attempt fails. Examples: utility auto-pay retries, telecom billing, insurance premiums, and online membership renewals.
- No-shows: Used when a customer fails to appear for a reserved service for these industries: hotels, rentals, healthcare missed appointments, and restaurant reservation deposits.
Business Center Transactions
Business Center
TransactionsYou can create an industry practice transaction in the
Business Center
by
requesting a new authorization. Go to the Transaction Management section and confirm
that the new authorization is a MIT. Choose one of these reason types for the
authorization:- Account Top Up
- Delayed Charges
- No Show
- Reauthorization
- Resubmission
This process requires you to have already stored the customer's credentials from a
previous customer-initiated transaction. For more information on storing a
customer's credentials in the
Business Center
, see Customer-Initiated Transactions with Credentials on File.To create an incremental
transaction in the
Business Center
, choose one of these options: - Account Top Up
- No Show