Integration options are available depending on whether you are:
nUsing TMS or Recurring Billing for tokenization. See Tokenization Merchants.
nStoring PANs on your system. See Merchants Storing PANs.
If you are already using TMS or Recurring Billing, Account Updater is simple to integrate. You will benefit from updates from Visa, Mastercard, and American Express.
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If you are using tokens that preserve the last four digits, the new PAN updates that you receive from card networks result in the token (subscription ID) being changed. When you receive the new tokens in the update report, you should update them in your system immediately to avoid authorization failures. |
To use this service you need REST API keys generated in the key management section of the Business Center. Contact your CyberSource representative if you do not have this option enabled for your account. Find more details on authenticating API requests on the Developer Center.
Integration Options for Tokenization Merchants
Using the Account Updater REST API, add the specific tokens (also known as subscriptions) that you wish to batch update. For Visa and Mastercard, these batches produce one-off update reports.
For tokens containing American Express cards, card numbers are enrolled for automatic updates for which reports are generated daily. Tokens are removed automatically when deleted or updated to a different card type. See Batch Update.
Harvest Updates
You can configure Account Updater to automatically update all of your tokens with the latest credit card data. For Visa and Mastercard, update reports are generated monthly. For American Express, update reports are generated daily. See Options.
If you directly manage customer card data, you create a file containing PANs that CyberSource updates. Create a request file containing new PANs and POST it to the Account Updater URL. Download the response file using the Business Center or a client application. See PAN Updates.