Account Updater helps you to keep stored card data up to date so that you can improve authorization success rates by cutting down on declined payments related to lost, stolen, or expired cards. CyberSource supports updates for card data stored on your servers or in the CyberSource tokenization system, which includes Recurring Billing, Token Management Service (TMS), and the legacy Payment Tokenization. The updates include expiration dates, credit card numbers, and brands.
CyberSource provides a single interface to access updates from the Visa Account Updater and Mastercard Automatic Billing Updater services. If you are using the Token Management Service, CyberSource also provides updates to you from the American Express Cardrefresher service.