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Introduction to Electronic Check Services

Payment Processors

To use the Cybersource Electronic Check Services, you must register with one of these processors:

nChase Paymentech Solutions

nCybersource ACH Service

nRBS WorldPay Atlanta

nTeleCheck

Chase Paymentech Solutions

Supports U.S. Dollars (USD) for U.S. bank accounts.

Chase Paymentech Solutions provides you with unique identification numbers for your account. You must provide these identification numbers to your Cybersource Sales Representative.

Chase Paymentech Solutions acts as both a processor and a merchant bank, which is a bank that offers accounts for businesses that accept credit card or electronic check payments. If you choose Chase Paymentech Solutions as your processor, you must also open a check-enabled merchant bank account with them. However, you can set up the account to deposit the electronic check funds you receive directly into your primary account at another bank.

Cybersource ACH Service

Supports U.S. Dollars (USD) for U.S. bank accounts.

If Cybersource ACH Service is your processor, you must have a treasury relationship with one of the following originating depository financial institutions (ODFIs):

nBank of America

nWells Fargo

Cybersource ACH Solutions provides you with unique identification numbers for your account. You must provide these identification numbers to your Cybersource sales representative.

RBS WorldPay Atlanta

Supports U.S. Dollars (USD) for U.S. bank accounts.

RBS WorldPay Atlanta provides you with unique identification numbers for your account. You must provide these identification numbers to your Cybersource sales representative.

TeleCheck

Supports U.S. Dollars (USD) for U.S. bank accounts.

TeleCheck provides you with unique identification numbers for your account. You must provide these identification numbers to your Cybersource sales representative.

If TeleCheck is your processor, you do not need to open a check-enabled merchant bank account. TeleCheck can deposit funds directly into your existing bank account.