Verification codes indicate the results of ACH verification and are returned in the following fields. For a description of ACH verification for debits, see ACH Verification. For a description of ACH verification for credits, see ACH Verification.
|
Service |
Mapped Value |
Raw Value |
|
ecDebitService |
ecDebitReply_verificationCode |
ecDebitReply_verificationCodeRaw |
|
ecCreditService |
ecCreditReply_verificationCode |
ecCreditReply_verificationCodeRaw |
|
Code |
Description |
|
00 |
Success: account number and routing number are OK. |
|
01 |
Success: account number was corrected; routing number is OK. |
|
02 |
Success: routing number was corrected; account number is OK. |
|
03 |
Success: account number and routing number were corrected. |
|
04 |
Declined: routing number did not pass verification. |
|
98 |
Unavailable: unable to perform ACH verification. |
|
99 |
Invalid: response from ACH verification is invalid. |
|
Code |
Description |
|
1 |
Accepted: routing number is valid. Account number is valid. |
|
2 |
Accepted: routing number is valid. Account number is invalid; use corrected account number. |
|
3 |
Accepted: routing number is valid. Account number is valid. |
|
4 |
Accepted: routing number is valid. Account number structure not recognized; account may be valid. |
|
5 |
Accepted: routing number is not usable for ACH; use corrected routing number. Account number is valid. |
|
6 |
Accepted: routing number is not usable for ACH; use corrected routing number. Account number is invalid; use corrected account number. |
|
7 |
Accepted: routing number is not usable for ACH; use corrected routing number. Account number is valid. |
|
8 |
Accepted: routing number is not usable for ACH; use corrected routing number. Account number structure not recognized; account may be valid. |
|
9 |
Declined: routing number is not usable for ACH; no corrected routing number available. |
|
10 |
Declined: routing number not found. |
|
11 |
Declined: invalid routing number. |