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Payment Network Tokenization

Payment network tokenization (PNT) enables you to request an authorization with a token instead of a primary account number (PAN). This guide explains how to use payment network tokenization in credit card transactions.

 

This Payment Network Tokenization document describes how to integrate the pass-through processing of tokens into your order management system. It does not describe the process of substituting a PAN with a token, also known as token provisioning. For information about token provisioning, contact your token service provider.

 

 

Payment network tokenization and CyberSource payment tokenization are not the same feature.

nWith payment network tokenization, the token is created by a token service provider and can be used throughout the financial network.

nWith CyberSource payment tokenization, the token is created by CyberSource and can be used only with CyberSource services.

 

 

For an incremental authorization, you do not need to include any payment network tokenization fields in the authorization request because CyberSource obtains the payment network tokenization information from the original authorization request.