XML Examples

Sale Using Swiped Track Data

Example 20Request Message: Sale Using Swiped Track Data

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.86">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>swiped</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>2</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

   </pos>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

   </ccAuthService>

   <ccCaptureService run="true"/>

</requestMessage>
Example 21Reply Message: Sale Using Swiped Track Data

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.86">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

      <c:paymentNetworkTransactionID>0412MCCNYJPWY</c:paymentNetworkTransactionID>

      <c:cardCategory>J1</c:cardCategory>

      <c:cardGroup>0</c:cardGroup>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

</c:replyMessage>

Sale Using Keyed Data

Example 22Request Message: Sale Using Keyed Data

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.86">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>keyed</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>2</terminalCapability>

   </pos>

   <card>

      <accountNumber>4111111111111111</accountNumber>

      <expirationMonth>12</expirationMonth>

      <expirationYear>2016</expirationYear>

      <cardType>001</cardType>

   </card>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

   </ccAuthService>

   <ccCaptureService run="true"/>

</requestMessage>
Example 23Reply Message: Sale Using Keyed Data

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.86">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

      <c:paymentNetworkTransactionID>0412MCCNYJPWY</c:paymentNetworkTransactionID>

      <c:cardCategory>J1</c:cardCategory>

      <c:cardGroup>0</c:cardGroup>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

</c:replyMessage>

Sale Using EMV Technology with a Contact Read

American Express Direct

Example 24Request Message: Sale on American Express Direct Using EMV Technology with a Contact Read

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.138">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>contact</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>4</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

      <deviceID>123lkjdIOBK34981slviLI39bj</deviceID>

      <terminalSerialNumber>01043191</terminalSerialNumber>

      <terminalInputCapabilities id=”0”>contact</terminalInputCapabilities>

      <terminalInputCapabilities id=”1”>contactless</terminalInputCapabilities>

      <terminalInputCapabilities id=”2”>keyed</terminalInputCapabilities>

      <terminalInputCapabilities id=”3”>swiped</terminalInputCapabilities>

      <terminalCVMcapabilities id=”0”>pin</terminalCVMcapabilities>

      <terminalCVMcapabilities id=”1”>signature</terminalCVMcapabilities>

   </pos>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

      <captureDate>0823</captureDate>

      <cardholderVerificationMethod>2</cardholderVerificationMethod>

   </ccAuthService>

   <ccCaptureService run="true"/>

   <emvRequest>

      <combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F260
         81E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F0206000000002
         0005F2A0208409F0306000000000000</combinedTags>

      <cardSequenceNumber>001</cardSequenceNumber>

   </emvRequest>

   <partnerOriginalTransactionID>510be4aef90711e6acbc7d88388d803d
      </partnerOriginalTransactionID>

   <partnerSDKversion>2.18.0</partnerSDKversion>

</requestMessage>
Example 25Reply Message: Sale on American Express Direct Using EMV Technology with a Contact Read

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.138">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

   <c:emvReply>

      <c:combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F2
         6081E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F02060000000
         020005F2A0208409F0306000000000000</c:combinedTags>

   </c:emvReply>

   <c:issuer>

      <c:responseCode>721100</c:responseCode>

   </c:issuer>

   <c:pos>

      <c:terminalID>ABCD1234</c:terminalID>

   </c:pos>

   <c:acquirerMerchantNumber>1234567890</c:acquirerMerchantNumber>

</c:replyMessage>

Credit Mutuel-CIC, FDC Nashville Global, or SIX

Example 26Request Message: Sale on Credit Mutuel-CIC, FDC Nashville Global, or SIX Using EMV Technology with a Contact Read

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.138">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>contact</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>4</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

      <deviceID>123lkjdIOBK34981slviLI39bj</deviceID>

      <terminalSerialNumber>01043191</terminalSerialNumber>

      <terminalInputCapabilities id=”0”>contact</terminalInputCapabilities>

      <terminalInputCapabilities id=”1”>contactless</terminalInputCapabilities>

      <terminalInputCapabilities id=”2”>keyed</terminalInputCapabilities>

      <terminalInputCapabilities id=”3”>swiped</terminalInputCapabilities>

      <terminalCVMcapabilities id=”0”>pin</terminalCVMcapabilities>

      <terminalCVMcapabilities id=”1”>signature</terminalCVMcapabilities>

   </pos>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

      <captureDate>0823</captureDate>

      <cardholderVerificationMethod>2</cardholderVerificationMethod>

   </ccAuthService>

   <ccCaptureService run="true"/>

   <emvRequest>

      <combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F260
         81E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F0206000000002
         0005F2A0208409F0306000000000000</combinedTags>

      <cardSequenceNumber>001</cardSequenceNumber>

   </emvRequest>

   <partnerOriginalTransactionID>510be4aef90711e6acbc7d88388d803d
      </partnerOriginalTransactionID>

   <partnerSDKversion>2.18.0</partnerSDKversion>

</requestMessage>
Example 27Reply Message: Sale on Credit Mutuel-CIC, FDC Nashville Global, or SIX Using EMV Technology with a Contact Read

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.138">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

   <c:emvReply>

      <c:combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F2
         6081E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F02060000000
         020005F2A0208409F0306000000000000</c:combinedTags>

   </c:emvReply>

   <c:issuer>

      <c:responseCode>721100</c:responseCode>

   </c:issuer>

   <c:pos>

      <c:terminalID>ABCD1234</c:terminalID>

   </c:pos>

   <c:acquirerMerchantNumber>1234567890</c:acquirerMerchantNumber>

</c:replyMessage>

Dynamic Currency Conversion on FDC Nashville Global or SIX

Example 28Request Message: Sale on FDC Nashville Global or SIX Using Dynamic Currency Conversion and EMV Technology with a Contact Read

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.138">

   <merchantID>Merchant12345</merchantID>

   <merchantReferenceCode>FDE Contact Auth 1</merchantReferenceCode>

   <purchaseTotals>

      <currency>EUR</currency>

      <grandTotalAmount>30</grandTotalAmount>

      <foreignAmount>30</foreignAmount>

      <foreignCurrency>EUR</foreignCurrency>

      <originalAmount>25.44</originalAmount>

      <originalCurrency>GBP</originalCurrency>

      <exchangeRate>1.1789</exchangeRate>

      <exchangeRateTimeStamp>20170824 10:21</exchangeRateTimeStamp>

   </purchaseTotals>

   <dcc><dccIndicator>1</dccIndicator></dcc>

   <pos>

      <entryMode>contact</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>4</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

      <terminalID>99D11001</terminalID>

      <deviceID>device1</deviceID>

      <terminalInputCapabilities id=”0”>swiped</pos_terminalInputCapabilities>

      <terminalInputCapabilities id=”1”>contact</pos_terminalInputCapabilities>

      <terminalInputCapabilities id=”2”>contactless</pos_terminalInputCapabilities>

      <terminalCVMcapabilities id=”0”>signature</pos_terminalCVMcapabilities>

      <terminalCVMcapabilities id=”1”>pin</pos_terminalCVMcapabilities>

   </pos>

   <card><cardType>001</cardType></card>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

      <cardholderVerificationMethod>2</cardholderVerificationMethod>

   </ccAuthService>

   <partnerOriginalTransactionID>510be4aef90711e6acbc7d88388d803d
      </partnerOriginalTransactionID>

   <emvRequest>

      <combinedTags>9F3303204000950500000000009F3704238561349F100706011103A000009F260
         88717A1A173EAA04D9F36020065820200009C01009F1A0208409A030006209F0206000000002
         0005F2A0208409F0306000000000000</combinedTags>

      <cardSequenceNumber>001</cardSequenceNumber>

   </emvRequest>

</requestMessage>

All Other Processors

Example 29Request Message: Sale Using EMV Technology with a Contact Read

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.86">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>contact</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>4</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

   </pos>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

   </ccAuthService>

   <ccCaptureService run="true"/>

   <emvRequest>

      <combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F260
         81E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F0206000000002
         0005F2A0208409F0306000000000000</combinedTags>

      <cardSequenceNumber>001</cardSequenceNumber>

   </emvRequest>

</requestMessage>
Example 30Reply Message: Sale Using EMV Technology with a Contact Read

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.86">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

      <c:paymentNetworkTransactionID>0412MCCNYJPWY</c:paymentNetworkTransactionID>

      <c:cardCategory>J1</c:cardCategory>

      <c:cardGroup>0</c:cardGroup>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

   <c:emvReply>

      <c:combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F2
         6081E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F02060000000
         020005F2A0208409F0306000000000000</c:combinedTags>

   </c:emvReply>

</c:replyMessage>

Sale Using EMV Technology with a Contactless Read

American Express Direct

Example 31Request Message: Sale on American Express Direct Using EMV Technology with a Contactless Read

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.138">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>contactless</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>5</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

      <deviceID>123lkjdIOBK34981slviLI39bj</deviceID>

      <terminalSerialNumber>01043191</terminalSerialNumber>

      <terminalInputCapabilities id=”0”>contact</terminalInputCapabilities>

      <terminalInputCapabilities id=”1”>contactless</terminalInputCapabilities>

      <terminalInputCapabilities id=”2”>keyed</terminalInputCapabilities>

      <terminalInputCapabilities id=”3”>swiped</terminalInputCapabilities>

      <terminalCVMcapabilities id=”0”>pin</terminalCVMcapabilities>

      <terminalCVMcapabilities id=”1”>signature</terminalCVMcapabilities>

   </pos>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

      <captureDate>0823</captureDate>

      <cardholderVerificationMethod>2</cardholderVerificationMethod>

   </ccAuthService>

   <ccCaptureService run="true"/>

   <emvRequest>

      <combinedTags>9F3303204000950500000000009F3704238561349F100706011103A000009F260
         88717A1A173EAA04D9F36020065820200009C01009F1A0208409A030006209F0206000000002
         0005F2A0208409F0306000000000000</combinedTags>

      <cardSequenceNumber>001</cardSequenceNumber>

   </emvRequest>

   <partnerOriginalTransactionID>510be4aef90711e6acbc7d88388d803d
      </partnerOriginalTransactionID>

   <partnerSDKversion>2.18.0</partnerSDKversion>

</requestMessage>
Example 32Reply Message: Sale on American Express Direct Using EMV Technology with a Contactless Read

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.138">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

   <c:emvReply>

      <c:combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F2
         6081E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F02060000000
         020005F2A0208409F0306000000000000</c:combinedTags>

   </c:emvReply>

   <c:issuer>

      <c:responseCode>721100</c:responseCode>

   </c:issuer>

   <c:pos>

      <c:terminalID>ABCD1234</c:terminalID>

   </c:pos>

   <c:acquirerMerchantNumber>1234567890</c:acquirerMerchantNumber>

</c:replyMessage>

Credit Mutuel-CIC, FDC Nashville Global, or SIX

Example 33Request Message: Sale on Credit Mutuel-CIC, FDC Nashville Global, or SIX Using EMV Technology with a Contactless Read

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.138">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>contactless</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>5</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

      <deviceID>123lkjdIOBK34981slviLI39bj</deviceID>

      <terminalSerialNumber>01043191</terminalSerialNumber>

      <terminalInputCapabilities id=”0”>contact</terminalInputCapabilities>

      <terminalInputCapabilities id=”1”>contactless</terminalInputCapabilities>

      <terminalInputCapabilities id=”2”>keyed</terminalInputCapabilities>

      <terminalInputCapabilities id=”3”>swiped</terminalInputCapabilities>

      <terminalCVMcapabilities id=”0”>pin</terminalCVMcapabilities>

      <terminalCVMcapabilities id=”1”>signature</terminalCVMcapabilities>

   </pos>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

      <captureDate>0823</captureDate>

      <cardholderVerificationMethod>2</cardholderVerificationMethod>

   </ccAuthService>

   <ccCaptureService run="true"/>

   <emvRequest>

      <combinedTags>9F3303204000950500000000009F3704238561349F100706011103A000009F260
         88717A1A173EAA04D9F36020065820200009C01009F1A0208409A030006209F0206000000002
         0005F2A0208409F0306000000000000</combinedTags>

      <cardSequenceNumber>001</cardSequenceNumber>

   </emvRequest>

   <partnerOriginalTransactionID>510be4aef90711e6acbc7d88388d803d
      </partnerOriginalTransactionID>

   <partnerSDKversion>2.18.0</partnerSDKversion>

</requestMessage>
Example 34Reply Message: Sale on Credit Mutuel-CIC, FDC Nashville Global, or SIX Using EMV Technology with a Contactless Read

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.138">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

   <c:emvReply>

      <c:combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F2
         6081E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F02060000000
         020005F2A0208409F0306000000000000</c:combinedTags>

   </c:emvReply>

   <c:issuer>

      <c:responseCode>721100</c:responseCode>

   </c:issuer>

   <c:pos>

      <c:terminalID>ABCD1234</c:terminalID>

   </c:pos>

   <c:acquirerMerchantNumber>1234567890</c:acquirerMerchantNumber>

</c:replyMessage>

All Other Processors

Example 35Request Message: Sale Using EMV Technology with a Contactless Read

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.86">

   <merchantID>JanesPlants</merchantID>

   <merchantReferenceCode>ABC123</merchantReferenceCode>

   <purchaseTotals>

      <currency>usd</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>contactless</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>5</terminalCapability>

      <trackData>%B4111111111111111^SMITH/BETTY^16121200123456789012**XXX******?*;
         4111111111111111=16121200XXXX00000000?*</trackData>

   </pos>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

      <captureDate>0823</captureDate>

   </ccAuthService>

   <ccCaptureService run="true"/>

   <emvRequest>

      <combinedTags>9F3303204000950500000000009F3704238561349F100706011103A000009F260
         88717A1A173EAA04D9F36020065820200009C01009F1A0208409A030006209F0206000000002
         0005F2A0208409F0306000000000000</combinedTags>

      <cardSequenceNumber>001</cardSequenceNumber>

   </emvRequest>

</requestMessage>
Example 36Reply Message: Sale Using EMV Technology with a Contactless Read

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.86">

   <c:merchantReferenceCode>ABC123</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>usd</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>2</c:avsCode>

      <c:processorResponse>00</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

      <c:paymentNetworkTransactionID>0412MCCNYJPWY</c:paymentNetworkTransactionID>

      <c:cardCategory>J1</c:cardCategory>

      <c:cardGroup>0</c:cardGroup>

   </c:ccAuthReply>

   <c:ccCaptureReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccCaptureReply>

   <c:receiptNumber>260371</c:receiptNumber>

   <c:emvReply>

      <c:combinedTags>9F3303204000950500000000009F3704518823719F100706011103A000009F2
         6081E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F02060000000
         020005F2A0208409F0306000000000000</c:combinedTags>

   </c:emvReply>

</c:replyMessage>

Authorization Using Bluefin PCI P2PE

Example 37Request Message: Authorization Using Bluefin PCI P2PE

<requestMessage xmlns="urn:schemas-cybersource-com:transaction-data-1.1.132">

   <merchantID>demomerchant</merchantID>

   <merchantReferenceCode>demorefnum</merchantReferenceCode>

   <purchaseTotals>

      <currency>USD</currency>

      <grandTotalAmount>75.00</grandTotalAmount>

   </purchaseTotals>

   <pos>

      <entryMode>keyed</entryMode>

      <cardPresent>Y</cardPresent>

      <terminalCapability>2</terminalCapability>

   </pos>

   <encryptedPayment>

      <descriptor>Ymx1ZWZpbg==</descriptor>

      <data>02d700801f3c20008383252a363031312a2a2a2a2a2a2a2a303030395e46444d53202020
      202020202020202020202020202020202020205e323231322a2a2a2a2a2a2a2a3f2a3b36303131
      2a2a2a2a2a2a2a2a303030393d323231322a2a2a2a2a2a2a2a3f2a7a75ad15d25217290c54b3d9
      d1c3868602136c68d339d52d98423391f3e631511d548fff08b414feac9ff6c6dede8fb09bae87
      0e4e32f6f462d6a75fa0a178c3bd18d0d3ade21bc7a0ea687a2eef64551751e502d97cb98dc53e
      a55162cdfa39543323439323830303762994901000001a000731a8003</data>

   </encryptedPayment>

   <ccAuthService run="true">

      <commerceIndicator>retail</commerceIndicator>

   </ccAuthService>

</requestMessage>
Example 38Reply Message: Authorization Using Bluefin PCI P2PE

<c:replyMessage xmlns:c="urn:schemas-cybersource-com:transaction-data-1.1.132">

   <c:merchantReferenceCode>demorefnum</c:merchantReferenceCode>

   <c:requestID>0305782650000167905080</c:requestID>

   <c:decision>ACCEPT</c:decision>

   <c:reasonCode>100</c:reasonCode>

   <c:purchaseTotals>

      <c:currency>USD</c:currency>

   </c:purchaseTotals>

   <c:ccAuthReply>

      <c:reasonCode>100</c:reasonCode>

      <c:amount>75.00</c:amount>

      <c:authorizationCode>831000</c:authorizationCode>

      <c:avsCode>1</c:avsCode>

      <c:processorResponse>100</c:processorResponse>

      <c:reconciliationID>1094820975023470</c:reconciliationID>

   </c:ccAuthReply>

   <c:encryptedPayment_referenceID>1201609222122091013107861</c:encryptedPayment_referenceID>

</c:replyMessage>