You can use Payer Authentication services with 16- and 19-digit Visa cards if they are supported by your processor.
Remove spaces in card numbers when testing.
Card Number |
445653 |
With authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: PARes signature digest value mismatch. PARes message has been modified. |
|||
Details |
ACS URL |
URL value |
Authentication result |
-1 |
PAReq |
PAReq value |
XID |
XID value |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Do not proceed with authorization. Instead, ask the customer for another form of payment. |
Card Number |
445653 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nIssuer unable to perform authentication. nics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
6 |
PAReq |
PAReq value |
E-commerce indicator |
internet or vbv_failure |
|
proofXML |
proofXML value |
ECI |
07 |
|
VERes enrolled |
Y |
PARes status |
U |
|
XID |
XID value |
XID |
XID value |
|
Action |
Ask the customer for another form of payment, or submit the transaction. No liability shift. |
Card Number |
445653 |
With authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication. nPayer cannot be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
XID |
XID value |
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
445653 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nCustomer prevents authentication. nics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
XID |
XID value |
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
445653 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet or vbv_failure |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Submit your authorization request. No liability shift. |
Card Number |
445653 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: Error Processing PARes. |
|||
Details |
ACS URL |
URL value |
E-commerce indicator |
internet or vbv_failure |
PAReq |
PAReq value |
ECI |
07 |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Ask the customer for another form of payment. No liability shift. |
Card Number |
445653 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet or vbv_failure |
|
|
proofXML |
proofXML value |
|
|
|
Action |
After 10-12 seconds, proceed with the authorization request. No liability shift. |
Card Number |
445653 |
Error response |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet or vbv_failure |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Proceed with the authorization request, and contact your support representative to resolve the issue. No liability shift. If you requested payer authentication and authorization together, the authorization is processed automatically. |
Card Number |
520000 |
With authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The card is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
0 |
PAReq |
PAReq value |
AAV |
AAV value |
|
proofXML |
proofXML value |
Collection indicator |
2 |
|
VERes enrolled |
Y |
E-commerce indicator |
spa |
|
XID |
XID value |
PARes status |
Y |
|
|
|
XID |
XID value |
|
Action |
1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the required payer authentication values to your authorization request. |
Card Number |
520000 |
With authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
Payer authentication problem: PARes signature digest value mismatch. PARes message has been modified. |
|||
Details |
ACS URL |
URL |
Authentication result |
-1 |
PAReq |
PAReq value |
XID |
XID value |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Do not process the authorization request. Instead ask the customer for another form of payment. |
Card Number |
520000 |
Card enrollment option during purchase process |
||
Auth. Type |
Activation during shopping |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
1 |
PAReq |
PAReq value |
AAV |
AAV value |
|
proofXML |
proofXML value |
Collection indicator |
1 |
|
VERes enrolled |
Y |
E-commerce indicator |
spa |
|
XID |
XID value |
PARes status |
A |
|
|
|
|
XID |
XID value |
Action |
This test card enables you to reproduce the process by which the customer enrolls the card during the purchase. If the card is not enrolled, a card enrollment option windows appears in the customer’s browser after the enrollment check. The customer can activate the card at that time or later. In both cases, the card is authenticated, and validation is successful. 1Add the signed PARes to the validation request. 2In the response, ensure that the XID from the enrollment check matches that from the validation. 3Add the required payer authentication values to your authorization request. |
Card Number |
520000 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nics_pa_validate service was successful. nIssuer unable to perform authentication. |
|||
Details |
ACS URL |
URL value |
Authentication result |
6 |
PAReq |
PAReq value |
Collection indicator |
0 |
|
proofXML |
proofXML value |
E-commerce indicator |
internet |
|
VERes enrolled |
Y |
PARes status |
U |
|
XID |
XID value |
XID |
XID value |
|
Action |
Ask the customer for another form of payment, or submit the transaction. No liability shift. |
Card Number |
520000 |
With authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication nPayer could not be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
XID |
XID value |
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
564182 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nCustomer prevents authentication. nics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
XID |
XID value |
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment.
|
Card Number |
520000 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: Error Processing PARes. |
|||
Details |
ACS URL |
URL value |
Collection indicator |
0 |
PAReq |
PAReq value |
E-commerce indicator |
internet |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Ask the customer for another form of payment. No liability shift. |
Card Number |
520000 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
Collection indicator |
0 |
|
|
E-commerce indicator |
spa |
|
|
|
proofXML |
proofXML value |
|
|
|
Action |
After 10-12 seconds, proceed with the authorization message. No liability shift. |
Card Number |
520000 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
Collection indicator |
0 |
|
|
E-commerce indicator |
internet |
|
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Proceed with the authorization request, and contact your support representative to resolve the issue. No liability shift. If you requested payer authentication and authorization together, the authorization is processed automatically. |
Card Number |
520018 |
|
||
Auth. Type |
Passive authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The card is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
0 |
PAReq |
PAReq value |
AAV |
AAV value |
|
proofXML |
proofXML value |
Collection indicator |
2 |
|
VERes enrolled |
Y |
E-commerce indicator |
spa |
|
|
XID |
XID value |
PARes status |
Y |
|
|
|
XID |
XID value |
Action |
1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the required payer authentication values to your authorization request. |
Card Number |
520018 |
|
||
Auth. Type |
Passive authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication nPayer could not be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
XID |
XID value |
|
|
XID |
XID value |
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
520026 |
With authentication window |
||
Auth. Type |
Risk-based bank |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The card is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
0 |
PAReq |
PAReq value |
AAV |
AAV value |
|
proofXML |
proofXML value |
Collection indicator |
2 |
|
VERes enrolled |
Y |
E-commerce indicator |
spa |
|
|
XID |
XID value |
PARes status |
Y |
|
|
|
XID |
XID value |
Action |
1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the required payer authentication values to your authorization request. |
Card Number |
520026 |
With authentication window |
||
Auth. Type |
Risk-based bank |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication nPayer could not be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
XID |
XID value |
|
|
XID |
XID value |
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
675941 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
0 |
PAReq |
PAReq value |
AAV |
AAV value |
|
proofXML |
proofXML value |
Collection indicator |
2 |
|
VERes enrolled |
Y |
E-commerce indicator |
spa |
|
XID |
XID value |
PARes status |
Y |
|
|
|
XID |
XID value |
|
Action |
1Add the signed PARes to the validation request. 2In the response, ensure that the XID from the enrollment check matches that from the validation. 3Add the required payer authentication values to your authorization request. |
Card Number |
633110 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
Payer authentication problem: PARes signature digest value mismatch. PARes message has been modified. |
|||
Details |
ACS URL |
URL |
Authentication result |
-1 |
PAReq |
PAReq value |
XID |
XID value |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Do not process the authorization request. Instead ask the customer for another form of payment. |
Card Number |
560000 |
Card enrollment option during purchase process |
||
Auth. Type |
Activation during shopping |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
1 |
PAReq |
PAReq value |
AAV |
AAV value |
|
proofXML |
proofXML value |
E-commerce indicator |
spa |
|
VERes enrolled |
Y |
PARes status |
A |
|
XID |
XID value |
XID |
XID value |
|
Action |
This test card enables you to reproduce the process by which the customer enrolls the card during the purchase. If the card is not enrolled, a card enrollment option windows appears in the customer’s browser after the enrollment check. The customer can activate the card at that time or later. In both cases, the card is authenticated, and validation is successful. 1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the required payer authentication values to your authorization request. |
Card Number |
633110 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
User failed authentication |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
XID |
XID value |
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
560000 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: Error Processing PARes. |
|||
Details |
ACS URL |
URL value |
Collection indicator |
0 |
PAReq |
PAReq value |
E-commerce indicator |
internet |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Do not request authorization. Instead ask the customer for another form of payment. No liability shift. |
Card Number |
560000 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
Collection indicator |
0 |
|
|
E-commerce indicator |
internet |
|
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Proceed with the authorization request, and contact your support representative to resolve the issue. No liability shift. If you requested payer authentication and authorization together, the authorization is processed automatically. |
Card Number |
340000 |
|||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: PARes signature digest value mismatch. PARes message has been modified. |
|||
Details |
ACS URL |
URL value |
Authentication result |
-1 |
PAReq |
PAReq value |
XID |
XID value |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Do not proceed with authorization. Instead, ask the customer for another form of payment. |
Card Number |
340000 |
Without authentication window |
||
Auth. Type |
Activation during shopping |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
1 |
PAReq |
PAReq value |
CAVV |
CAVV value |
|
proofXML |
proofXML value |
E-commerce indicator |
aesk_attempted |
|
VERes enrolled |
Y |
ECI |
06 |
|
XID |
XID value |
PARes status |
A |
|
|
|
XID |
XID value |
|
Action |
If you request Validate Authentication and authorization services separately, follow these steps: 1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the CAVV and ECI values to your authorization request. If you request the validation and authorization services together, the process described above occurs automatically. |
Card Number |
340000 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
6 |
PAReq |
PAReq value |
E-commerce indicator |
internet |
|
proofXML |
proofXML value |
ECI |
07 |
|
VERes enrolled |
Y |
PARes status |
U |
|
XID |
XID value |
XID |
XID value |
|
Action |
Ask the customer for another form of payment, or submit the transaction. No liability shift. |
Card Number |
340000 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication. nPayer cannot be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
ECI |
07 |
|
VERes enrolled |
Y |
XID |
XID value |
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
340000 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Submit your authorization request. No liability shift. |
Card Number |
340000 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: Error Processing PARes. |
|||
Details |
ACS URL |
URL value |
ECI |
07 |
PAReq |
PAReq value |
E-commerce Indicator |
internet |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
|
XID |
XID value |
|
|
Action |
Ask the customer for another form of payment. No liability shift. |
Card Number |
340000 |
|
||
Auth. Type |
Non-participating bank |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
ECI |
07 |
|
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
N |
|
|
|
Action |
Submit the transaction. |
Card Number |
340000 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
ECI |
07 |
|
|
|
proofXML |
proofXML value |
|
|
|
Action |
After 10-12 seconds, proceed with the authorization request. No liability shift. |
Card Number |
340000 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
Action |
Proceed with the authorization request, and contact your support representative to resolve the issue. If you requested payer authentication and authorization together, the authorization is processed automatically. No liability shift. |
Card Number |
356999 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
0 |
PAReq |
PAReq value |
CAVV |
CAVV value |
|
proofXML |
proofXML value |
E-commerce indicator |
js |
|
VERes enrolled |
Y |
ECI |
05 |
|
XID |
XID value |
PARes status |
Y |
|
|
|
XID |
XID value |
|
Action |
1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the CAVV and ECI values to your authorization request. |
Card Number |
356999 |
|||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: PARes signature digest value mismatch. PARes message has been modified. |
|||
Details |
ACS URL PAReq VERes enrolled |
URL value PAReq value Y |
Authentication result XID |
-1 XID value |
Action |
Do not proceed with authorization. Instead ask the customer for another form of payment. |
Card Number |
356996 |
|
||
Auth. Type |
Activation during shopping |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
1 |
PAReq |
PAReq value |
CAVV |
CAVV value |
|
proofXML |
proofXML value |
E-commerce indicator |
js_attempted |
|
VERes enrolled |
Y |
ECI |
06 |
|
XID |
XID value |
PARes status |
A |
|
|
|
XID |
XID value |
|
Action |
If you request Validate Authentication and authorization services separately, follow these steps: 1Add the signed PARes to the validation request. 2In the response, ensure that the XID from the enrollment check matches that from the validation. 3Add the CAVV and ECI values to your authorization request. If you request the Validate Authentication and authorization services together, the process described above occurs automatically. |
Card Number |
354159 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nIssuer unable to perform authentication. nics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
6 |
PAReq |
PAReq value |
E-commerce indicator |
internet |
|
proofXML |
proofXML value |
ECI |
07 |
|
VERes enrolled |
Y |
PARes status |
U |
|
XID |
XID value |
XID |
XID value |
|
Action |
Ask the customer for another form of payment, or submit the transaction. No liability shift. |
Card Number |
356999 |
Without authentication window |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication. nPayer cannot be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
XID |
XID value |
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
354159 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Submit your authorization request. No liability shift. |
Card Number |
354159 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: Error Processing PARes. |
|||
Details |
ACS URL |
URL value |
ECI |
07 |
PAReq |
PAReq value |
E-commerce indicator |
internet |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
|
XID |
XID value |
|
|
Action |
Ask the customer for another form of payment. No liability shift. |
Card Number |
356998 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
Action |
After 10-12 seconds, proceed with the authorization request. No liability shift. |
Card Number |
354159 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
Action |
Proceed with the authorization request, and contact your support representative to resolve the issue. No liability shift. If you requested payer authentication and authorization together, the authorization is processed automatically. |
Card Number |
300500 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
0 |
PAReq |
PAReq value |
CAVV |
CAVV value |
|
proofXML |
proofXML value |
E-commerce indicator |
pb |
|
VERes enrolled |
Y |
ECI |
05 |
|
XID |
XID value |
PARes status |
Y |
|
|
|
XID |
XID value |
|
Action |
1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the CAVV and ECI values to your authorization request. |
Card Number |
300500 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: PARes signature digest value mismatch. PARes message has been modified. |
|||
Details |
ACS URL |
URL value |
Authentication result |
-1 |
PAReq |
PAReq value |
XID |
XID value |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Do not proceed with authorization. Instead, ask the customer for another form of payment. |
Card Number |
300500 |
Card enrollment option during purchase process |
||
Auth. Type |
Activation during shopping |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
1 |
PAReq |
PAReq value |
CAVV |
CAVV value |
|
proofXML |
proofXML value |
E-commerce indicator |
pb_attempted |
|
VERes enrolled |
Y |
ECI |
06 |
|
XID |
XID value |
PARes status |
A |
|
|
|
XID |
XID value |
|
Action |
If you request Validate Authentication and authorization services separately, follow these steps: 1Add the signed PARes to the validation request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the CAVV and ECI values to your authorization request. If you request the Validate Authentication and authorization services together, the process described above occurs automatically.
|
Card Number |
300500 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nIssuer unable to perform authentication. nics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
6 |
PAReq |
PAReq value |
E-commerce indicator |
internet |
|
proofXML |
proofXML value |
ECI |
07 |
|
VERes enrolled |
Y |
PARes status |
U |
|
XID |
XID value |
XID |
XID value |
|
Action |
Ask the customer for another form of payment, or submit the transaction. No liability shift. |
Card Number |
300500 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication. nPayer cannot be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
XID |
XID value |
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
300500 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Submit your authorization request. No liability shift. |
Card Number |
300500 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: Error Processing PARes. |
|||
Details |
ACS URL |
URL value |
E-commerce indicator |
internet |
PAReq |
PAReq value |
ECI |
07 |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Ask the customer for another form of payment. No liability shift. |
Card Number |
300500 |
|
||
Auth. Type |
Non-participating bank |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
ECI |
07 |
|
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
N |
|
|
|
Action |
Submit the transaction. |
Card Number |
300500 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
Action |
After 10-12 seconds, proceed with the authorization request. No liability shift. |
Card Number |
300500 |
Error response |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Proceed with the authorization request, and contact your support representative to resolve the issue. No liability shift. If you requested payer authentication and authorization together, the authorization is processed automatically. |
Card Number |
601100 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL |
Authentication result |
0 |
PAReq |
PAReq value |
CAVV |
CAVV value |
|
proofXML |
proofXML value |
E-commerce indicator |
dipb |
|
VERes enrolled |
Y |
ECI |
05 |
|
XID |
XID value |
PARes status |
Y |
|
|
|
XID |
XID value |
|
Action |
1Add the signed PARes to the Validate Authentication request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the CAVV and ECI values to your authorization request. |
Card Number |
601100 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: PARes signature digest value mismatch. PARes message has been modified. |
|||
Details |
ACS URL |
URL value |
Authentication result |
-1 |
PAReq |
PAReq value |
XID |
XID value |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Do not proceed with authorization. Instead, ask the customer for another form of payment. |
Card Number |
601100 |
Card enrollment option during purchase process |
||
Auth. Type |
Activation during shopping |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
ics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
1 |
PAReq |
PAReq value |
CAVV |
CAVV value |
|
proofXML |
proofXML value |
E-commerce indicator |
dipb_attempted |
|
VERes enrolled |
Y |
ECI |
06 |
|
XID |
XID value |
PARes status |
A |
|
|
|
XID |
XID value |
|
Action |
If you request Validate Authentication and authorization services separately, follow these steps: 1Add the signed PARes to the validation request. 2Ensure that the XID from the enrollment check matches that from the authentication validation. 3Add the CAVV and ECI values to your authorization request. If you request the Validate Authentication and authorization services together, the process described above occurs automatically. |
Card Number |
601100 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
SOK |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nIssuer unable to perform authentication. nics_pa_validate service was successful. |
|||
Details |
ACS URL |
URL value |
Authentication result |
6 |
PAReq |
PAReq value |
E-commerce indicator |
internet |
|
proofXML |
proofXML value |
ECI |
07 |
|
VERes enrolled |
Y |
PARes status |
U |
|
XID |
XID value |
XID |
XID value |
|
Action |
Ask the customer for another form of payment, or submit the transaction. No liability shift. |
Card Number |
601100 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
nUser failed authentication. nPayer cannot be authenticated. |
|||
Details |
ACS URL |
URL value |
Authentication result |
9 |
PAReq |
PAReq value |
PARes status |
N |
|
proofXML |
proofXML value |
XID |
XID value |
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
You are not permitted to submit this transaction for authorization. Instead ask the customer for another form of payment. |
Card Number |
601100 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Submit your authorization request. No liability shift. |
Card Number |
601100 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
DAUTHENTICATE |
Response flag |
DAUTHENTICATION |
The cardholder is enrolled in payer authentication. Please authenticate before proceeding with authorization. |
We encountered a payer authentication problem: Error Processing PARes. |
|||
Details |
ACS URL |
URL value |
E-commerce indicator |
internet |
PAReq |
PAReq value |
ECI |
07 |
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
Y |
|
|
|
XID |
XID value |
|
|
|
Action |
Ask the customer for another form of payment. No liability shift. |
Card Number |
601100 |
|
||
Auth. Type |
Non-participating bank |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
ECI |
07 |
|
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
N |
|
|
|
Action |
Submit the transaction. |
Card Number |
601100 |
|
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
Action |
After 10-12 seconds, proceed with the authorization request. No liability shift. |
Card Number |
601100 |
Error response |
||
Auth. Type |
Active authentication |
|
|
|
Results |
Check Enrollment |
Validate Authentication |
||
Summary |
Response flag |
SOK |
|
|
ics_pa_enroll service was successful. |
|
|||
Details |
E-commerce indicator |
internet |
|
|
proofXML |
proofXML value |
|
|
|
VERes enrolled |
U |
|
|
|
Action |
Proceed with the authorization request, and contact your support representative to resolve the issue. No liability shift. If you requested payer authentication and authorization together, the authorization is processed automatically. |
Result and Interpretation |
Validate Authentication Response |
||||
|
Authentication Result |
ECI |
Commerce Indicator |
Response Flag |
|
Success |
Successful authentication. |
0 |
05 |
up3ds |
SOK |
Recorded attempt to authenticate. |
1 |
06 |
SOK |
||
Failure (Customer not responsible) |
System error that prevents the completion of authentication: you can proceed with authorization, but there is no liability shift. |
6 |
1 |
— 2 |
SOK |
Issuer unable to perform authentication. |
6 |
07 |
internet |
SOK |
|
Incomplete or unavailable authentication. |
|
07 |
internet up3ds_failure |
|
|
|
Invalid PARes. |
-1 |
— |
— |
DAUTHENTICATIONFAILED |
Failure (Customer responsible) |
Authentication failed or cardholder did not complete authentication. If the authentication fails, Visa requires that you do not accept the card. You must ask the customer to use another payment method. |
9 |
— |
— |
DAUTHENTICATIONFAILED |