Payer Authentication PayEase supports these types of payer authentication in China: ■ JCB J/Secure ■ Mastercard Identity Check ■ Visa Secure You have these choices: ■ Always opt-in for payer authentication for the supported card types. ■ Always opt-out for payer authentication for the supported card types. ■ Determine whether to opt-in or opt-out for each separate transaction. For more information, see Payer Authentication Using the Simple Order API or Payer Authentication Using the SCMP API depending on which API you are using.