Chase Pay enables registered Chase customers to use credit cards that are stored in their digital wallet as payment methods when making purchases using their mobile device.
Chase Pay requires the customer to enter only a username and password to pay for goods. It eliminates the need to enter account, shipping, and billing information. The customer logs in to their Chase Pay account and chooses the card with which to pay.
To process Chase Pay transactions:
Step 1Integrate the Chase Pay lightbox (iFrame).
Step 2Request the Chase Pay API to retrieve the payment network token, the expiration date, the cryptogram, and other payment data associated with the transaction. See Authorizations with Payment Network Tokens.
Step 3Request the CyberSource authorization service and include the payment network token, the expiration date, the cryptogram, and other payment data associated with the transaction.
This method is best if your business has a fraud management solution or a records management system that requires payment data relating to transactions.