Funding an Alipay Account Table 3 Funding Options Funding Option Description Alipay online payment Log in to your Alipay account to increase your account balance, transfer funds to another account, receive funds (provided you have completed the real-name verification), pay bills directly, or divide bills between parties. China Union Pay Debit Card Payment All debit card transactions are processed in real time. Alipay accepts debit cards from more than 100 financial institutions. Credit card (CUP card) payment All credit card transactions are processed in real time. Internationally issued credit cards are not accepted for processing international transactions. Offline payment Alipay is partnered with the Chinese Postal ePost offices, enabling you to purchase products online or pay with cash at any ePost office. Visa/MasterCard/JCB Card All Visa/MasterCard/JCB credit and debit cards issued in China.