Merchant-Initiated Sale for Visa Debt Recovery with Stored Card Data {#um-processing-sale-mit-intro}
====================================================================================================

Use this information to process a merchant-initiated sale for debt recovery using stored card data.

Endpoint {#um-processing-sale-mit-intro_d7e16}
----------------------------------------------

**Production:** `POST ``https://api.cybersource.com``/pts/v2/payments`{#um-processing-sale-mit-intro_d7e25}  
**Test:** `POST ``https://apitest.cybersource.com``/pts/v2/payments`{#um-processing-sale-mit-intro_d7e35}

Required Fields for a Merchant-Initiated Sale for Visa Debt Recovery with Stored Card Data {#um-processing-sale-mit-reqd-fields}
================================================================================================================================

[clientReferenceInformation.code](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-code.md "")
:

[clientReferenceInformation.comments](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-comments.md "")
:
Set this field to `TransitDA Debt recovery MIT sale`.

[clientReferenceInformation.partner.solutionId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-partner-solution-id.md "")
:
`Cybersource` provides the value for this field.

[clientReferenceInformation.partner.thirdPartyCertificationNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-partner-third-party-certnum.md "")
:
`Cybersource` provides the value for this field.

[clientReferenceInformation.transactionId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-transaction-id.md "")
:

[orderInformation.amountDetails.currency](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-currency.md "")
:

[orderInformation.amountDetails.totalAmount](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-total-amount.md "")
:

[paymentInformation.card.expirationMonth](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-exp-mo.md "")
:

[paymentInformation.card.expirationYear](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-exp-year.md "")
:

[paymentInformation.card.number](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-number.md "")
:

[paymentInformation.card.type](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-type-a.md "")
:

[processingInformation.authorizationOptions.debtRecoveryIndicator](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-debt-recovery-ind.md "")
:
Set this field to `true`.

[processingInformation.authorizationOptions.ignoreAvsResult](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-ignore-avs-result.md "")
:
Set this field to `true`.

[processingInformation.authorizationOptions.ignoreCvResult](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-ignore-cv-result.md "")
:
Set this field to `true`.

[processingInformation.authorizationOptions.initiator.credentialStoredOnFile](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-initiator-cof.md "")
:
Set this field to `false`.

[processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction. previousTransactionId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-initiator-mit-txn.md "")
:

[processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction.reason](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-initiator-mit-reason.md "")
:
Set this field to `1`.

[processingInformation.authorizationOptions.initiator.storedCredentialUsed](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-initiator-cof.md "")
:
Set this field to `true`.

[processingInformation.authorizationOptions.initiator.type](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-auth-ops-initiator-type.md "")
:
Set this field to `merchant`.

[processingInformation.capture](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-capture-a.md "")
:
Set this field to `true`.

[processingInformation.commerceIndicator](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-commerce-ind.md "")
:
Set this field to `moto`.

[processingInformation.industryDataType](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-industry-data-type.md "")
:
Set this field to `transit`.
{#um-processing-sale-mit-reqd-fields_dl_hy5_wxf_pdc}

REST Example: Merchant-Initiated Sale for Visa Debt Recovery with Stored Card Data {#um-processing-sale-mit-ex-rest}
====================================================================================================================

Request

```
{
  "clientReferenceInformation": {
    "comments": "TransitDA Debt recovery MIT sale",
    "code": "11111111",
    "transactionId": "11111113",
    "partner": {
      "thirdPartyCertificationNumber": "ABC1234",
      "solutionId": "ABC1234"
    }
  },
  "merchantInformation": {
    "transactionLocalDateTime": "20260529101200"
  },
  "processingInformation": {
    "capture": "true",
    "commerceIndicator": "moto",
    "industryDataType": "transit",
    "authorizationOptions": {
      "debtRecoveryIndicator": "true",
      "ignoreAvsResult": "true",
      "ignoreCvResult": "true",
      "initiator": {
        "type": "merchant",
        "credentialStoredOnFile": "false",
        "storedCredentialUsed": "true",
        "merchantInitiatedTransaction": {
          "reason": "1",
          "previousTransactionId": "016153570198200"
        }
      }
    }
  },
  "paymentInformation": {
    "card": {
      "number": "4111111111111111",
      "expirationMonth": "12",
      "expirationYear": "2049",
      "type": "001"
    }
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "3.00",
      "currency": "USD"
    }
  }
}
```

Response to a Successful Request

```
{
  "_links": {
    "void": {
      "method": "POST",
      "href": "/pts/v2/payments/7800495209556343503814/voids"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/7800495209556343503814"
    }
  },
  "clientReferenceInformation": {
    "code": "11111111",
    "comments": "TransitDA Debt recovery MIT sale",
    "partner": {
      "solutionId": "ABC1234"
    },
    "transactionId": "6194022212"
  },
  "id": "7800495209556343503814",
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "3.00",
      "authorizedAmount": "3.00",
      "currency": "USD"
    }
  },
  "paymentAccountInformation": {
    "card": {
      "type": "001"
    }
  },
  "paymentInformation": {
    "tokenizedCard": {
      "type": "001"
    },
    "card": {
      "type": "001"
    }
  },
  "processorInformation": {
    "systemTraceAuditNumber": "148603",
    "merchantNumber": "123456789012345",
    "approvalCode": "291735",
    "merchantAdvice": {
      "code": "01",
      "codeRaw": "M001"
    },
    "responseDetails": "ABC",
    "networkTransactionId": "016153570198200",
    "retrievalReferenceNumber": "614910148603",
    "transactionId": "016153570198200",
    "responseCode": "00",
    "avs": {
      "code": "1"
    }
  },
  "reconciliationId": "7800495209556343503814",
  "status": "AUTHORIZED",
  "submitTimeUtc": "2026-05-29T10:12:01Z"
}
```