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Unrecognized Click to Pay Customer

This section provides an overview of the
Unified Click to Pay
unrecognized experience. This interaction occurs when a customer's device is not recognized by the
Unified Click to Pay
SDK. This condition occurs when the customer has a
Click to Pay
account but has not used it on their device previously.
Unrecognized customer devices use the following payment flow.

Figure:

Journey
  1. The customer visits the merchant checkout and is prompted to enter their email or phone number.
  2. The customer enters the requested details.
  3. As the customer proceeds, they are prompted to enter an OTP.
  4. The customer enters the OTP sent to their email or phone to retrieve their
    Click to Pay
    account.
  5. The customer selects a card from the displayed list.
  6. The customer completes the transaction.
Find more details on code changes in the Use Case Dictionary.

Figure:

Unrecognized
Click to Pay
Customer
  1. Set up your server side by generating the capture context. For information about how to set up your server side, see Server-Side Set Up.
  2. Set up your client side by initiating the
    Unified Click to Pay
    JavaScript SDK. For an unrecognized customer, you will load these functions from the SDK:
    • initialize(capture context JWT)
    • getCards(consumer identity - email)
    • getCards(validation data - otp)
    • checkout(card details)
    For information about setting up the client side, see Client-Side Set Up.