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Simple Order API | Visa Platform Connect
Network Token Provisioning—Merchant Model
This workflow shows the process of network token provisioning for merchants.
Tokenize
- The customer enters their card data and sends the PAN to the merchant.
- The merchant sends the PAN toToken Management Service.
- Token Management Servicegenerates aTMStoken and synchronously provisions a network token from the card brand.
- Token Management Servicesends the merchant theTMStoken, expiration date, suffix, and payment account reference (PAR).
- The merchant stores theTMStoken ID and network token flag and sends the customer the masked card number.
Retrieve Cryptogram
- The merchant requests the cryptogram using aTMStoken fromToken Management Service.
- Token Management Servicelooks up the network token and sends the token metadata to the card brand.
- The card brand generates the cryptogram and sends it toToken Management Service.
- Token Management Servicesends the network token and cryptogram to the merchant.
- The merchant uses the network token along with the cryptogram to start the authorization.
Retrieve PAR
- The merchant retrieves theTMStoken and sends toToken Management Service.
- Token Management Servicelooks up the token and retrieves the PAR.
- Token Management Servicesends the PAR to the merchant.
- The merchant stores the PAR.