Network Token MIT for Merchants {#tms-workflow-net-tkn-auth-mit-merchant}
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This workflow shows a credentials-on-file (COF) authorization using a network token for a merchant-initiated transaction (MIT).  
IMPORTANT Before you can process a MIT, the customer must have previously made a purchase and given consent for you to store their payment credentials.

#### Figure:

Network Token MIT Authorizations for Merchants  
![](/content/dam/new-documentation/documentation/en-us/topics/payments-processing/payment-services/tms/images/net-tkn-merch-auth-mit-600x510.svg/jcr:content/renditions/original)
1. The merchant sends the `TMS` token to the payment processor.
2. The payment processor looks up the network token associated with the `TMS` token.
3. The payment processor sends the network token and MIT COF data to the acquirer in the authorization request.
4. The acquirer processes the authorization and sends the authorization result to the payment processor.
5. The payment processor sends the authorization result to the merchant.
6. The merchant updates the system to reflect the status of the transaction.
7. The customer provides goods/service.
   {#tms-workflow-net-tkn-auth-mit-merchant_ol_vsr_w2w_4wb}