Making a Credit with a Payment Instrument {#tms-pi-tkn-credit-intro}
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This section describes how to make a credit with a payment instrument.

Endpoint {#tms-pi-tkn-credit-intro_section_mks_hyd_pwb}
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**Test:** `POST ``https://apitest.cybersource.com``/pts/v2/credits `{#tms-pi-tkn-credit-intro_restcust-test}  
**Production:** `POST ``https://api.cybersource.com``pts/v2/credits `  
**Production in India:** `POST ``https://api.in.cybersource.com``pts/v2/credits`{#tms-pi-tkn-credit-intro_restcust-prod-india}