Payments with Payment Instrument Tokens {#tms-pay-pi-tkn}
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This section contains information on making payments with payment instrument tokens.  
A payment instrument represents a means of payment and a payment instrument token stores this information using an instrument identifier token. It does not store the card number and cannot exist without an associated instrument identifier. It can include an instrument identifier, expiration date, billing address, and card type. In the case of non-network token transactions, you can use card or bank account information fields with a payment instrument to make a payment transaction.  
To process a payment using a payment instrument token, you must include the customer token ID as the value in the `paymentInformation.paymentInstrument.id` field. For example:

* [Authorizing a Payment with a Payment Instrument](/docs/cybs/en-us/tms/developer/ctv/rest/tms/tms-pi-tkn/tms-pi-tkn-pay-intro.md "")
* [Making a Credit with a Payment Instrument](/docs/cybs/en-us/tms/developer/ctv/rest/tms/tms-pi-tkn/tms-pi-tkn-credit-intro.md "")
  {#tms-pay-pi-tkn_ul_cl2_fqv_qwb}  
  For more information on payment instrument tokens, see [Payment Instrument Tokens](/docs/cybs/en-us/tms/developer/ctv/rest/tms/tms-overview/tms-token-types/tms-pi-tkn-intro.md "").