Payments with Customer Tokens {#tms-pay-cust-tkn}
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This section contains information on making payments with customer tokens.  
The customer token represents customer-related information including details for a payment card or electronic check, billing address, shipping address, and merchant defined data.  
You can make a payment using an existing customer token or create one. To make a payment using a new customer token, you must include token creation in the authorization request. For example:

* [Create a Customer Token with Validated Payment Details](/docs/cybs/en-us/tms/developer/all/rest/tms/tms-cust-tkn/tms-pay-cust-tkn/tms-cust-tkn-create-valid-pay-intro.md "")
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  To process a payment using an existing customer token, you must include the customer token ID as the value in the `paymentInformation.customer.id` field. For example:

* [Authorizing a Payment with a Customer Token](/docs/cybs/en-us/tms/developer/all/rest/tms/tms-cust-tkn/tms-pay-cust-tkn/tms-cust-tkn-pay-intro.md "")

* [Making a Credit with a Customer Token](/docs/cybs/en-us/tms/developer/all/rest/tms/tms-cust-tkn/tms-pay-cust-tkn/tms-cust-tkn-credit-intro.md "")
  {#tms-pay-cust-tkn_ul_sbn_34v_qwb}  
  For more information on customer tokens, see [Customer Tokens](/docs/cybs/en-us/tms/developer/all/rest/tms/tms-overview/tms-token-types/tms-cust-tkn-intro.md "").