pilot

Step 3: Issuer sends a one-time password code {#tms-ctf-stepup-otp-step3}
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This section describes how to create a one-time password (OTP) for a tokenized card.  
The issuer is notified when the stepUpOptions.method field is set to one of these values:

* `OTP_SMS`
* `OTP_EMAIL`
* `OTP_ONLINE_BANKING`

Endpoint
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**Test:** `POST ``https://apitest.cybersource.com``/tms/v2/tokenized-cards/`*{tokenId}*`/authentication-options/one-time-passwords`  
**Production:** `POST ``https://api.cybersource.com``/tms/v2/tokenized-cards/`*{tokenId}*`/authentication-options/one-time-passwords`  
**Production in India:** `POST ``https://api.in.cybersource.com``/tms/v2/tokenized-cards/`*{tokenId}*`/authentication-options/one-time-passwords`  
**Production in Saudi Arabia:** `POST ``https://api.sa.cybersource.com``/tms/v2/tokenized-cards/`*{tokenId}*`/authentication-options/one-time-passwords`{#tms-ctf-stepup-otp-step3_d49e110}  
**Test in Saudi Arabia:** `POST ``https://apitest.sa.cybersource.com``/tms/v2/tokenized-cards/`*{tokenId}*`/authentication-options/one-time-passwords`{#tms-ctf-stepup-otp-step3_d49e121}  
The *`{tokenId}`* is the identifier of the tokenized card.