PCI MPoC Standard Compliance

The Tap to Pay on Android Solution complies with the PCI Security Standards Council (PCI SSC) Mobile Payments on COTS (MPoC) standard. This standard is typically referred to as

PCI MPoC

. Compliance with this standard helps ensure secure and reliable payment processing across supported Android devices.

The PCI-Certified MPoC Solution uses the Tap to Pay Ready app by Visa to meet PCI MPoC software, attestation, and monitoring requirements. The app uses a transparent overlay during payment processing to preserve the seamless UI experience. For app installation instructions, see Install the Tap to Pay Ready App.

Using an app-to-app approach, payment processing is handled independently from your point-of-sale (POS) application. Transactions are started in your POS app, securely passed to the Tap to Pay Ready app for processing, and then returned to the original app. This approach meets compliance requirements and helps you achieve these benefits:

Reduces PCI compliance complexity
Lowers development and maintenance costs
Accelerates time-to-market
Enables seamless MPoC-related updates without affecting your app

For information about the PCI compliance status of the Tap to Pay on Android Solution, see the PCI MPoC Solution Listing.