Sale with Installment Details {#ttp-sis-pymnt-svcs-cloud-sale-installment-details-intro}
========================================================================================

Use the information in this section to process a sale transaction with installment details when the app is in Cloud mode. This type of transaction can be used to include the required installment details as part of the sale transaction.  
Generate a bearer token before sending each request. For more information, see [Generating a Bearer Token for Authentication](/docs/cybs/en-us/tap-to-phone-sis/integration/all/rest/tap-to-phone-sis/ttp-sis-pymnt-svcs-cloud-mode-intro/ttp-sis-pymnt-svcs-cloud-mode-bearer-tkn-intro.md "").  
This transaction is available only in the Latin America and Caribbean (LAC) region.

Endpoints
---------

**Test:** `POST https://terminalstest.cybersource.com/v1/cloud/transactions`  
**Production:** `POST https://terminals.cybersource.com/v1/cloud/transactions`

Required Fields for a Sale with Installment Details {#ttp-sis-pymnt-svcs-cloud-sale-installment-details-reqfields}
==================================================================================================================

serialNumber
:
Set the value to the serial number of the device.

request.type
:
Set the value to `PaymentRequest`.

request.merchantReferenceCode
:
Set the value to a unique, user-defined reference code. The code can consist of up to 50 alphanumeric characters, underscores (_), and dashes (-).

request.amountDetails.amount
:
Set the value to the transaction amount.

request.amountDetails.currency
:
Set the value to the currency code.

Optional Fields for a Sale with Installment Details {#ttp-sis-pymnt-svcs-cloud-sale-installment-details-optfields}
==================================================================================================================

Use one or more of the optional installmentDetails fields to provide additional installment details.

request.installmentDetails.numberOfInstallments
:
Set the value to the number of installments.

request.installmentDetails.planType
:
Set the value to `MERCHANT_FUNDED` or `ISSUER_FUNDED`.

request.installmentDetails.interestPlan
:
Set the value to `true` or `false`.

request.installmentDetails.governmentPlan
:
Set the value to `true` or `false`.

REST Example: Sale with Installment Details {#ttp-sis-pymnt-svcs-cloud-sale-installment-details-ex-rest}
========================================================================================================

Request

```
{
  "serialNumber": "1850000000",
  "request": {
    "type": "PaymentRequest",
    "merchantReferenceCode": "058ed6c3430e436dab91b782f4113fd2",
    "amountDetails": {
      "amount": "20.00",
      "currency": "USD"
    },
    "installmentDetails": {
      "numberOfInstallments": 5,
      "planType": "MERCHANT_FUNDED",
      "interestPlan": true,
      "governmentPlan": true
    }
  }
}
```

Response to a Successful Request

```
{
    "type": "PaymentResponse",
    "message": "Payment approved",
    "transactionDetails": {
        "id": "8ccb150a88bd4c6f9a00a687f39ca97d",
        "merchantReferenceCode": "058ed6c3430e436dab91b782f4113fd2",
        "submitTimeUtc": "2024-09-20T08:15:12+0000",
        "captured": true,
        "amountDetails": {
            "amount": "20.00",
            "currency": "USD",
            "capturedAmount": "20.00",
            "refundableAmount": "20.00"
        }
    },
    "processingDetails": {
        "status": "APPROVED",
        "verificationMethod": "NONE",
        "entryMode": "NFC_ICC",
        "card": {
            "expirationMonth": "12",
            "expirationYear": "2025",
            "type": "VISA",
            "maskedPan": "476173XXXXXX0119",
            "countryCode": "840"
        }
    },
    "additionalInformation": {
        "requestId": "7268201146336069504011"
    },
    "linkedOperations": [],
    "receipts": {
        "merchantReceipt": {
            "preformattedReceipt": "Merchant Receipt\nTest\nSample Street 123\n34351 New York\nUnited States\n12345678\n\nPayment\nUSD$20.00\n\nPlease retain receipt!\n\nCard: Payworks VISA\nAccount: **** **** **** 0119\nEntry Mode: Contactless\nAID: A0000000031010\nVerification: No Verification\n\nTransaction: 546712\nAuthorization: 831000\nMerchant ID: ************st051\nTerminal ID: ****7069\n\n\n8ccb150a88bd4c6f9a00a687f39ca97d\n\n4:15:12 AM: 9/20/2024\n\n\n",
            "receiptData": {
                "signatureLineRequired": false,
                "lines": {
                    "MERCHANT_DETAILS_PUBLIC_NAME": {
                        "label": "Name",
                        "value": "Test"
                    },
                    "MERCHANT_DETAILS_ADDRESS": {
                        "label": "Address",
                        "value": "Sample Street 123"
                    },
                    "MERCHANT_DETAILS_ZIP": {
                        "label": "Zip",
                        "value": "34351"
                    },
                    "MERCHANT_DETAILS_CITY": {
                        "label": "City",
                        "value": "New York"
                    },
                    "MERCHANT_DETAILS_COUNTRY": {
                        "label": "Country",
                        "value": "United States"
                    },
                    "MERCHANT_DETAILS_CONTACT": {
                        "label": "Contact",
                        "value": "12345678"
                    },
                    "MERCHANT_DETAILS_ADDITIONAL_INFORMATION": {
                        "label": "Additional Information",
                        "value": ""
                    },
                    "PAYMENT_DETAILS_SCHEME_OR_LABEL": {
                        "label": "Card",
                        "value": "Payworks VISA"
                    },
                    "PAYMENT_DETAILS_MASKED_ACCOUNT": {
                        "label": "Account",
                        "value": "**** **** **** 0119"
                    },
                    "PAYMENT_DETAILS_EMV_APPLICATION_ID": {
                        "label": "AID",
                        "value": "A0000000031010"
                    },
                    "PAYMENT_DETAILS_SOURCE": {
                        "label": "Entry Mode",
                        "value": "Contactless"
                    },
                    "PAYMENT_DETAILS_CUSTOMER_VERIFICATION": {
                        "label": "Verification",
                        "value": "No Verification"
                    },
                    "CLEARING_DETAILS_TRANSACTION_IDENTIFIER": {
                        "label": "Transaction",
                        "value": "546712"
                    },
                    "CLEARING_DETAILS_AUTHORIZATION_CODE": {
                        "label": "Authorization",
                        "value": "831000"
                    },
                    "CLEARING_DETAILS_MERCHANT_IDENTIFIER": {
                        "label": "Merchant ID",
                        "value": "************st051"
                    },
                    "CLEARING_DETAILS_TERMINAL_ID": {
                        "label": "Terminal ID",
                        "value": "****7069"
                    },
                    "RECEIPT_TYPE": {
                        "label": "Receipt Type",
                        "value": "Merchant Receipt"
                    },
                    "TRANSACTION_TYPE": {
                        "label": "Type",
                        "value": "Payment"
                    },
                    "SUBJECT": {
                        "label": "Description",
                        "value": ""
                    },
                    "IDENTIFIER": {
                        "label": "PWID",
                        "value": "8ccb150a88bd4c6f9a00a687f39ca97d"
                    },
                    "AMOUNT_AND_CURRENCY": {
                        "label": "Amount",
                        "value": "USD$20.00"
                    },
                    "DATE": {
                        "label": "Date",
                        "value": "9/20/2024"
                    },
                    "TIME": {
                        "label": "Time",
                        "value": "4:15:12 AM"
                    },
                    "STATUS_TEXT": {
                        "label": "Information",
                        "value": "Please retain receipt!"
                    }
                },
                "tipLineRequired": false,
                "totalLineRequired": false
            }
        },
        "customerReceipt": {
            "preformattedReceipt": "Cardholder Receipt\nTest\nSample Street 123\n34351 New York\nUnited States\n12345678\n\nPayment\nUSD$20.00\n\nPlease retain receipt!\n\nCard: Payworks VISA\nAccount: **** **** **** 0119\nEntry Mode: Contactless\nAID: A0000000031010\nVerification: No Verification\n\nTransaction: 546712\nAuthorization: 831000\nMerchant ID: ************st051\nTerminal ID: ****7069\n\n\n8ccb150a88bd4c6f9a00a687f39ca97d\n\n4:15:12 AM: 9/20/2024\n\n\n",
            "receiptData": {
                "signatureLineRequired": false,
                "lines": {
                    "MERCHANT_DETAILS_PUBLIC_NAME": {
                        "label": "Name",
                        "value": "Test"
                    },
                    "MERCHANT_DETAILS_ADDRESS": {
                        "label": "Address",
                        "value": "Sample Street 123"
                    },
                    "MERCHANT_DETAILS_ZIP": {
                        "label": "Zip",
                        "value": "34351"
                    },
                    "MERCHANT_DETAILS_CITY": {
                        "label": "City",
                        "value": "New York"
                    },
                    "MERCHANT_DETAILS_COUNTRY": {
                        "label": "Country",
                        "value": "United States"
                    },
                    "MERCHANT_DETAILS_CONTACT": {
                        "label": "Contact",
                        "value": "12345678"
                    },
                    "MERCHANT_DETAILS_ADDITIONAL_INFORMATION": {
                        "label": "Additional Information",
                        "value": ""
                    },
                    "PAYMENT_DETAILS_SCHEME_OR_LABEL": {
                        "label": "Card",
                        "value": "Payworks VISA"
                    },
                    "PAYMENT_DETAILS_MASKED_ACCOUNT": {
                        "label": "Account",
                        "value": "**** **** **** 0119"
                    },
                    "PAYMENT_DETAILS_EMV_APPLICATION_ID": {
                        "label": "AID",
                        "value": "A0000000031010"
                    },
                    "PAYMENT_DETAILS_SOURCE": {
                        "label": "Entry Mode",
                        "value": "Contactless"
                    },
                    "PAYMENT_DETAILS_CUSTOMER_VERIFICATION": {
                        "label": "Verification",
                        "value": "No Verification"
                    },
                    "CLEARING_DETAILS_TRANSACTION_IDENTIFIER": {
                        "label": "Transaction",
                        "value": "546712"
                    },
                    "CLEARING_DETAILS_AUTHORIZATION_CODE": {
                        "label": "Authorization",
                        "value": "831000"
                    },
                    "CLEARING_DETAILS_MERCHANT_IDENTIFIER": {
                        "label": "Merchant ID",
                        "value": "************st051"
                    },
                    "CLEARING_DETAILS_TERMINAL_ID": {
                        "label": "Terminal ID",
                        "value": "****7069"
                    },
                    "RECEIPT_TYPE": {
                        "label": "Receipt Type",
                        "value": "Cardholder Receipt"
                    },
                    "TRANSACTION_TYPE": {
                        "label": "Type",
                        "value": "Payment"
                    },
                    "SUBJECT": {
                        "label": "Description",
                        "value": ""
                    },
                    "IDENTIFIER": {
                        "label": "PWID",
                        "value": "8ccb150a88bd4c6f9a00a687f39ca97d"
                    },
                    "AMOUNT_AND_CURRENCY": {
                        "label": "Amount",
                        "value": "USD$20.00"
                    },
                    "DATE": {
                        "label": "Date",
                        "value": "9/20/2024"
                    },
                    "TIME": {
                        "label": "Time",
                        "value": "4:15:12 AM"
                    },
                    "STATUS_TEXT": {
                        "label": "Information",
                        "value": "Please retain receipt!"
                    }
                },
                "tipLineRequired": false,
                "totalLineRequired": false
            }
        }
    },
    "installmentDetails": {
        "numberOfInstallments": 5,
        "planType": "MERCHANT_FUNDED",
        "interestPlan": true,
        "governmentPlan": true
    }
}
```

Response to an Unsuccessful Request  
When the request is unsuccessful, you will receive an error response with details.

```
{
      "type": "ErrorResponse",
      "message": "Error message to display.",
      "developerDescription": "Detailed description of error."
}
```

