Process a Dual Message AFT Reversal or Refund {#payouts-services-auth-dual-message-aft-intro} ============================================================================================= Account Funding Transaction reversals and refunds allow a payment service provider to return funds to a customer's account. A reversal returns funds before the transaction settles. You can process an AFT reversal within the first 24 hours after a transaction. A refund returns funds after the transaction settles. You can process a refund within 30 days of the original AFT transaction. Endpoint {#payouts-services-auth-dual-message-aft-intro_d7e16} -------------------------------------------------------------- **Production:** `POST ``https://api.cybersource.com``/pts/v2/payments`{#payouts-services-auth-dual-message-aft-intro_d7e25} **Test:** `POST ``https://apitest.cybersource.com``/pts/v2/payments`{#payouts-services-auth-dual-message-aft-intro_d7e35} Required Fields for a Dual-Message AFT Reversal or Refund for `FDC Nashville Global` {#payouts-services-auth-dual-message-aft-reqfields-fdiglobal} ================================================================================================================================================== These fields are required to process a dual-message AFT reversal or refund: [processingInformation.businessApplicationId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-business-appl-id.md "") : These are the values when using a Mastercard card type: * `AA`: Account-to-account. * `BB`: Business to business. * `CO`: Cash out. * `CP`: Card bill payment. * `MD`: Merchant disbursement (acquirers or aggregators settling to merchants). * `PP`: Person to person. * `WT`: When AFT is used to fund a staged digital wallet. {#payouts-services-auth-dual-message-aft-reqfields-fdiglobal_ul_emx_dnw_zcc} : These are the values when a Visa card type: * `AA`: Account to account. * `BB`: Business to business. * `BI`: Bank-initiated P2P money transfer. * `CO`: Cash out. * `CP`: Cash bill payment. * `FD`: Funds disbursement. * `FT`: Funds transfer. * `GD`: Government disbursement. * `GP`: Gambling payout. * `LO`: Loyalty credits and rebates. * `MD`: Merchant disbursement. * `MI`: Merchant-initiated money transfer. * `OG`: Online gambling payout. * `PD`: Payroll disbursement. * `PP`: Person to person. * `TU`: Top Up: Prepaid load. * `WT`: Wallet transfer. {#payouts-services-auth-dual-message-aft-reqfields-fdiglobal_bai-value-fdiglobal} {#payouts-services-auth-dual-message-aft-reqfields-fdiglobal_dl_wyl_mhh_2cc} Optional Fields for a Dual-Message AFT Reversal or Refund {#payouts-services-auth-dual-message-aft-optfields-fdiglobal} ======================================================================================================================= You can include these optional fields in an authorization request for an AFT reversal or refund: [merchantInformation.vatRegistrationNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/merch-info-aa/merch-info-vat-registration-num.md "") : [orderInformation.amountDetails.foreignExchangeFee](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-foreign-exch-fee.md "") : This field is supported only for cross-border transactions. A cross-border transaction is a transaction for which the payment card is issued in one country and accepted by a merchant in another country. [orderInformation.amountDetails.serviceFeeAmount](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-service-fee-amount.md "") : This field is supported only for cross-border transactions. A cross-border transaction is a transaction for which the payment card is issued in one country and accepted by a merchant in another country. [processingInformation.purposeOfPayment](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-purpose-of-payment.md "") : [recipientInformation.accountId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-account-id.md "") : [recipientInformation.accountType](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-account-type.md "") : [recipientInformation.address1](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-address1.md "") : [recipientInformation.administrativeArea](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-administrative-area.md "") : [recipientInformation.country](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-country.md "") : [recipientInformation.firstName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-first-name.md "") : [recipientInformation.lastName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-last-name.md "") : [recipientInformation.locality](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-locality.md "") : [recipientInformation.middleName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-middle-name.md "") : [recipientInformation.phoneNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-phone-number.md "") : [recipientInformation.postalCode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/recipient-info-aa/recipient-info-postal-code.md "") : [senderInformation.account.fundsSource](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-account-funds-source.md "") : These are the valid values: * `01`: Credit card. * `02`: Debit card. * `03`: Prepaid card. * `04`: Cash. * `05`: Debit or deposit account. Value `05` must be used when the processingInformation.businessApplicationId field is set to one of these values: `FD`, `GD`, `GP`, `LO`, `MD`, `OG`, `PD`. * `06`: Visa card transactions only. Credit accounts not linked to a Visa card. * `07`: Mastercard only. {#payouts-services-auth-dual-message-aft-optfields-fdiglobal_ul_ebb_tdq_sdc} [senderInformation.account.number](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-account-num.md "") : [senderInformation.address1](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-address1.md "") : [senderInformation.administrativeArea](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-administrative-area.md "") : [senderInformation.countryCode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-country-code.md "") : [senderInformation.dateOfBirth](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-date-of-birth.md "") : [senderInformation.firstName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-first-name.md "") : [senderInformation.identificationNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-identification-num.md "") : [senderInformation.lastName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-last-name.md "") : If the sender is a business or government entity, use the senderInformation.name field instead. [senderInformation.locality](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-locality.md "") : [senderInformation.middleName](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-middle-name.md "") : [senderInformation.name](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-name.md "") : If the sender is an individual, use the senderInformation.firstName and senderInformation.lastName fields instead. [senderInformation.personalIdType](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-personal-id-type.md "") : [senderInformation.phoneNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-phone-number.md "") : [senderInformation.postalCode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-postal-code.md "") : [senderInformation.referenceNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-reference-number.md "") : [senderInformation.type](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/sender-info-aa/sender-info-type.md "") : This field is optional, but strongly recommended. : These are the valid values: * `B`: Business * `I`: Individual {#payouts-services-auth-dual-message-aft-optfields-fdiglobal_ul_mdk_5zm_rdc} Related Information {#payouts-services-auth-dual-message-aft-optfields-fdiglobal_section_ant_bh2_rdc} ----------------------------------------------------------------------------------------------------- * [REST API Field Reference Guide](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/rest-api-fields-intro.md "") {#payouts-services-auth-dual-message-aft-optfields-fdiglobal_ul_bnt_bh2_rdc}