Process an OCT {#payouts-services-oct-standard-intro}
=====================================================

Original Credit Transactions (OCTs) deliver funds to a recipient's eligible accounts in real-time. OCTs are the second step in transferring funds from an sender to a receiver.

Endpoint
--------

**Production:** `POST ``https://api.cybersource.com``/pts/v2/payouts`{#payouts-services-oct-standard-intro_restauth}  
**Test:** `POST ``https://apitest.cybersource.com``/pts/v2/payouts`{#payouts-services-oct-standard-intro_payouts-barclays-test}

Required Fields for an OCT {#payouts-services-oct-standard-reqfields}
=====================================================================

[clientReferenceInformation.code](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-code.md "")
:

[orderInformation.amountDetails.currency](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-currency.md "")
:

[orderInformation.amountDetails.totalAmount](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-total-amount.md "")
:
Cannot exceed 50,000 USD.
:

[paymentInformation.card.expirationMonth](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-exp-mo.md "")
:

[paymentInformation.card.expirationYear](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-exp-year.md "")
:

[paymentInformation.card.number](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-number.md "")
:

[processingInformation.businessApplicationId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-business-appl-id.md "")
:

REST Example: OCT Request {#payouts_services_oct_ex_rest_barclays}
==================================================================

Request: Authorization Service for an OCT

```
{
   "clientReferenceInformation":{
      "code":"123456789"
   },
   "orderInformation":{
      "amountDetails":{
         "totalAmount":"100.00",
         "currency":"USD"
      }
   },
   "processingInformation":{
      "businessApplicationId":"FD"
   },
   "paymentInformation":{
      "card":{
         "number":"411111111111111",
         "expirationMonth":"12",
         "expirationYear":"2025"
      }
   }
}
```

Response: Authorization Service for an OCT

```
{
    "clientReferenceInformation": {
        "code": "123456789"
    },
    "id": "6213507771386164004005",
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "100.00",
            "currency": "USD"
        }
    },
    "processorInformation": {
        "approvalCode": "100",
        "responseCode": "0"
    },
    "status": "ACCEPTED",
    "submitTimeUtc": "2021-05-18T151257Z"
}
```