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Simple Order Example: Processing a Stand-Alone Credit {#payments-processing-basic-credit-ex-so}
===============================================================================================

Request

```keyword
<requestMessage>
    <billTo>
        <firstName>John</firstName>
        <lastName>Doe</lastName>
        <street1>1295 Charleston Road</street1>
        <city>Mountain View</city>
        <state>CA</state>
        <postalCode>94043</postalCode>
        <country>US</country>
        <email>null@cybersource.com</email>
    </billTo>
    <card>
        <accountNumber>4111111111111111</accountNumber>
        <expirationMonth>12</expirationMonth>
        <expirationYear>2023</expirationYear>
    </card>
    <merchantID>lrsebctest</merchantID>
    <merchantReferenceCode>Postman-1666381004</merchantReferenceCode>
    <purchaseTotals>
        <currency>USD</currency>
        <grandTotalAmount>1.01</grandTotalAmount>
    </purchaseTotals>
    <ccCreditService run="true"/>
</requestMessage>
```

Response to a Successful Request

```
<c:replyMessge>
    <c:merchantReferenceCode>Postman-1666374834</c:merchantReferenceCode>
    <c:requestID>6663748348516429203007</c:requestID>
    <c:decision>ACCEPT</c:decision>
    <c:reasonCode>100</c:reasonCode>
    <c:purchaseTotals>
        <c:currency>USD</c:currency>
    </c:purchaseTotals>
    <c:ccAuthReply>
        <c:reasonCode>100</c:reasonCode>
        <c:amount>1.01</c:amount>
        <c:authorizationCode>888888</c:authorizationCode>
        <c:avsCode>X</c:avsCode>
        <c:avsCodeRaw>I1</c:avsCodeRaw>
        <c:authorizedDateTime>2022-10-21T17:53:54Z</c:authorizedDateTime>
        <c:processorResponse>100</c:processorResponse>
        <c:reconciliationID>66737280B9CGUCCP</c:reconciliationID>
        <c:paymentNetworkTransactionID>123456789619999</c:paymentNetworkTransactionID>
    </c:ccAuthReply>
    <c:card>
        <c:cardType>001</c:cardType>
    </c:card>
</c:replyMessge>
```

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