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Stand-Alone Credits {#payments-processing-basic-credit-intro}
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This section shows you how to process a stand-alone credit, which is not linked to a capture or sale. There is no time limit for requesting a stand-alone credit.  
When your account is enabled for credit authorizations, also known as purchase return authorizations, `Cybersource` authenticates the card and customer during a credit request. Every credit request is automatically authorized.  
Credit authorization results are returned in these response fields:

* ccCreditReply_authorizationCode
* ccCreditReply_paymentNetworkTransactionID
* ccCreditReply_processorResponse  
  When you request a void for the credit and the credit is voided. If your account is enabled for credit authorizations, the credit authorization is also reversed.

Endpoint {#payments-processing-basic-credit-intro_d8e112}
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Set the ccCreditService_run field to `true`.  
Send the request to `https://ics2ws.ic3.com/commerce/1.x/transactionProcessor`.  
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