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Debit and Prepaid Card Payments {#payments-debit-prepaid-intro}
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Debit cards are linked to a cardholder's checking account. A merchant who accepts the debit card can deduct funds directly from the linked cardholder's account.  
You can process debit cards using these services:

* Credit card services
* PIN debit services

Related Information
-------------------

* See [Standard Payment Processing](/docs/cybs/en-us/payments/developer/softwareexpress/so/payments/payments-processing-basic-intro.md "") for information that shows you how to use credit card services.
* See [Debit and Prepaid Card Processing](/docs/cybs/en-us/payments/developer/softwareexpress/so/payments/payments-debit-prepaid-process-intro.md "") for information that shows you how to process authorizations that use a debit or prepaid card.  
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