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Visa Secure {#payments-processing-pa-visa-intro}
================================================

Visa Secure is the authentication service in the Visa card network that uses the 3-D Secure protocol to authenticate customers at checkout. This authentication is a two-step process. First, the cardholder is authenticated by 3-D Secure. Then, the transaction is authorized based on the 3-D Secure evaluation. This section explains how to authorize a card payment based on the 3-D Secure evaluation.  
Before implementing Visa Secure, contact customer support to have your account configured for this feature.

Fields Specific to the Visa Secure Use Case
-------------------------------------------

These API fields are required specifically for this use case.

ccAuthService_commerceIndicator
:
Set the value to `vbv` for a successful authentication (3-D Secure value of `05`), `vbv_attempted` if authentication was attempted but did not succeed (3-D Secure value of `06`), or `vbv_failure` if authentication failed (3-D Secure value of `07`).

ccAuthService_cavv
:
Required when payer authentication is successful.

Endpoint {#payments-processing-pa-visa-intro_d7e16}
---------------------------------------------------

Set the ccAuthService_run field to `true`.  
Send the request to `https://ics2ws.ic3.com/commerce/1.x/transactionProcessor`.

Related Information
-------------------

* [API field reference guide for the Simple Order API](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/so/api-fields/api-fields-so-intro.md "")

Required Fields for Processing an Authorization Using Visa Secure {#payments-processing-pa-visa-reqfields}
==========================================================================================================

Use these required fields to process an authorization using Visa Secure.

> When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see [Relaxed Requirements for Address Data and Expiration Date in Payment Transactions](/docs/cybs/en-us/payments/developer/ctv/so/payments/payments-relax-reqs.md "").

Required Fields
---------------

billTo_city
:

billTo_country
:

billTo_email
:

billTo_firstName
:

billTo_lastName
:

billTo_postalCode
:

billTo_state
:

billTo_street1
:

card_accountNumber
:

card_expirationMonth
:

card_expirationYear
:

ccAuthService_cavv
:
This field is required when payer authentication is successful. Otherwise, this field is optional.

ccAuthService_commerceIndicator
:
Set the value of this field to one of these values:

    * `vbv`: Successful authentication (EMV `3-D Secure` value of `05`).
    * `vbv_attempted`: Authentication was attempted (EMV `3-D Secure` value of `06`).
    * `vbv_failure`: or `internet`: Authentication failed or was not attempted (EMV `3-D Secure` value of `07`)
    {#payments-processing-pa-visa-reqfields_ul_kx5_plz_3xb}

ccAuthService_run
:
Set the value of this field to `true`.

ccAuthService_xid
:

merchant_referenceCode
:

purchaseTotals_currency
:

purchaseTotals_grandTotalAmount
:

Related Information
-------------------

* [API field reference guide for the Simple Order API](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/so/api-fields/api-fields-so-intro.md "")

Simple Order Example: Validating and Authorizing an Authorization {#payments-processing-pa-visa-ex-so}
======================================================================================================

Request

```
billTo_city=Sao Paulo
billTo_country=BR
billTo_email=julia@email.com
billTo_firstname=Julia
billTo_lastname=Fernandez
billTo_postalCode=01310-000
billTo_state=SP
billTo_street1=R. Augusta
card_accountNumber=41111111XXXXXXXX
card_expirationMonth=12
card_expirationYear=2023
ccAuthService_run=true
ccAuthService_cavv=ABCDEFabcdefABCDEFabcdef0987654321234567
ccAuthService_commerceIndicator=vbv
ccAuthService_xid=MID23
merchant_referenceCode=Merchant_REF
purchaseTotals_currency=mxn
purchaseTotals_grandTotalAmount=100
```

Response to a Successful Request

```
merchantReferenceCode=Merchant_REF
request_id=6461515866500167772420
decision=ACCEPT
reasonCode=100
purchaseTotals_currency=mxn
ccAuthReply_cardCategory=F
ccAuthService_reconciliationID=ZUDCXJO8KZRFXQJJ
ccAuthReply_reasonCode=100
ccAuthReply_amount=100.00
ccAuthReply_avsCode=5
ccAuthReply_authorizationCode=570110
ccAuthReply_processorResponse=1
ccAuthReply_authorizedDateTime=2022-03-01T161947Z
ccAuthReply_paymentNetworkTransactionID=111222
```

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