Authorize a Combination Payment with Japanese Payment Options {#payments-jpo-auth-combo}
========================================================================================

This section shows you how to process an authorization of a combination bonus and installment payments with Japanese Payment Options (JPO).

Limitations
-----------

* The only supported acquirer is Sumitomo Mitsui Card Co.
* The payment must use a Visa payment card.

Prerequisites
-------------

* You have signed a contract with your acquirer.
* You have contacted your account provider for details about contracts and funding cycles. The funding cycle could differ when using JPO.
* Card holders who want to use JPO have signed a contract with an issuing bank.
* You have confirmed payment option availability with your account provider and card holder before implementing one of these payment options.

Endpoint {#payments-jpo-auth-combo_d7e16}
-----------------------------------------

Set the ccAuthService_run field to `true`.  
Send the request to `https://ics2ws.ic3.com/commerce/1.x/transactionProcessor`.

Required Fields for Authorizing a Combination Payment Using the JPO Method {#payments-jpo-auth-combo-reqfields}
===============================================================================================================

Use these required fields for authorizing a combination payment using the JPO method.

> When relaxed requirements for address data and the expiration date are being used, not all fields in this list are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required. For details about relaxed requirements, see [Relaxed Requirements for Address Data and Expiration Date in a Payment](/docs/cybs/en-us/payments/developer/ctv/so/payments/payments-relax-reqs.md "").

bill_city
:

bill_country
:

billTo_email
:

billTo_firstname
:

billTo_lastname
:

billTo_postalCode
:

billTo_state
:

billTo_street
:

card_accountNumber
:

card_expirationMonth
:

card_expirationYear
:

ccAuthService_run
:
Set the value to `true`.

jpo_businessNameAlpha
:

jpo_businessNameJapanese
:
Business name in kanji characters.

jpo_businessNameKanji
:

jpo_firstBillingMonth
:
If you do not specify this field, it is set by default to the number of the next month.

jpo_installments
:
Set this field to the number of monthly installments.

jpo_jccaTerminalID
:
Required for card-present transactions. Unique Japan Credit Card Association (JCCA) terminal identifier that is provided by `Cybersource`.

jpo_paymentMethod
:
Set the value to `6`.

merchantID
:

merchantReferenceCode
:

purchaseTotals_currency
:

purchaseTotals_grandTotalAmount
:

Simple Order Example: Authorizing a JPO Combination Payment {#payments-jpo-auth-combo-ex-so-nvp}
================================================================================================

Request

```keyword
merchantID=npr_jcn8
merchantReferenceCode=TC42703-1
jpo_businessNameAlphaNumeric=MyStore
jpo_businessNameJapanese=我社
jpo_businessNameKatakana=わが社の場合
jpo_firstPaymentMonth=06
jpo_installments=12
jpo_paymentMethod=6
billTo_city=Ann Arbor
billTo_country=US
billTo_email=null@cybersource.com
billTo_firstName=John
billTo_lastName=Smith
billTo_postalCode=48104-2201
billTo_state=MI
billTo_street=201 S. Division St.
card_accountNumber=CARD_NUMBER
card_expirationMonth=12
card_expirationYear=2024
purchaseTotals_currency=jpy
purchaseTotals_grandTotalAmount=100.00
```

Response to a Successful Request

```
additional_processor_response=e1cdcafc-cdbb-4ef7-8788-a1234e844805
requestID=6629977932421985593067
decision=ACCEPT
reasonCode=100
merchantReferenceCode=TC42703-1
purchaseTotals_currency=jpy
ccAuthService_reconciliationID=57953165A7YFPS77
ccAuthReply_amount=100.00
ccAuthReply_avsCode=5
ccAuthReply_authorizationCode=570110
ccAuthReply_forwardCode=Sumitomo
ccAuthReply_processorResponse=1
ccAuthReply_authorizedDateTime=2022-09-12T154953Z
ccAuthReply_paymentNetworkTransactionID=123456789619999
```