Testing Electronic Check Transactions

Use the data in the following table to simulate successful payments and credits for Chase Paymentech Solutions.

Test Data for Chase Paymentech Solutions Payments and Credits

Field	Test Values	Required/Optional
paymentInformation .bank.account .number	For transactions in U.S. or Canadian dollars: 4100 4101 4102 4103	Required
paymentInformation .bank.account .type	For transactions in U.S. or Canadian dollars: c For transactions in U.S. dollars: s x	Required
paymentInformation .bank .routingNumber	For transactions in U.S dollars: 121042882 121107882 071923284 122101191 For transactions in Canadian dollars, use any 8-digit number	Required
processingInformation .bankTransferOptions .settlementMethod	For transactions in U.S. or Canadian dollars: A For tranactions in U.S. dollars: B F	Optional
processingInformation .bankTransferOptions .fraudScreeningLevel	For transactions in U.S. or Canadian dollars 1 For transactions in U.S. dollars: 2	Optional

For Chase Paymentech Solutions, you can simulate electronic check declines using specific bank account numbers for payments. For a list of these values and the expected results, see the SCMP API Testing Information page.

Use the data in the following table to simulate ACH verification by requesting a payment for the CyberSource ACH Service. As an alternative, you can simulate ACH verification by requesting a credit: the response fields will be for the credit service instead of the payment service.

	Triggers	Response Fields
Type of Field	Account Number	Routing Number	Mapped ACH Verification Code	Raw ACH Verification Code	Corrected Account Number	Corrected Routing Number
Field Name	paymentInformation .bank.account .number	paymentInformation .bank .routingNumber	processorInformation .ACHVerification .resultCode	processorInformation .ACHVerification .resultCodeRaw	paymentInformation .bank.account .correctedAccountNumber	paymentInformation .bank .correctedRoutingNumber
	12345678	112200439	00	1	—	—
	0011111111111	011000028	01	2	00111111	—
	1231231230	231385154	00	3	—	—
	123123123	231385154	00	4	—	—
	00111111	011201762	02	5	—	011201830
	001234567895	011400039	03	6	1234567895	011401533
	0111111	011301073	02	7	—	211070175
	1231231230	011001742	02	8	—	011000138
	1231231230	231382704	04	9*	—	—
	12345678	115101438	04	10*	—	—

* See the following table for the response values for this error.

See the SCMP API Testing Information page.

See the SCMP API Testing Information page.