SEC Codes

ARC

: account receivable conversion—supports the conversion of checks received via U.S. mail into a merchant’s unattended lock box. This value is used only by Paymentech. ARC is not supported in Canada. Contact your Paymentech representative to ensure that your address city field is set up.

CCD

: corporate cash disbursement—a charge or credit against a business checking account. You can use one-time or recurring CCD transactions to transfer funds to or from a corporate entity. A standing authorization is required for recurring transactions. For CyberSource ACH Service, CCD is the default value for the

ics_ecp_credit

field if no value is set for the

processingInformation.bankTransferOptions.secCode

field.

POP

: point-of-purchase conversion—supports single-entry payments used at the point of purchase. This value is used only by Paymentech. POP is not supported in Canada. Contact your Paymentech representative to ensure that your address city field is set up. If you submit

processingInformation.bankTransferOptions.secCode

with a value of

POP

, we strongly recommend that you also submit

processingInformation.bankTransferOptions.terminalCity

and

processingInformation.bankTransferOptions.terminalState

. If you submit

processingInformation.bankTransferOptions.terminalCity

and

processingInformation.bankTransferOptions.terminalState

in a transaction and you wish to perform a follow-on transaction, you must resubmit them with the follow-on transaction.

PPD

: prearranged payment and deposit entry—a charge or credit against a personal checking or savings account. You can originate a PPD entry only when the payment and deposit terms between you and the customer are prearranged. A written authorization from the customer is required for one-time transactions, and a written standing authorization is required for recurring transactions. For the CyberSource ACH Service,

PPD

is the default value for the

ics_ecp_payment

field if no value is set for the

processingInformation.bankTransferOptions.secCode

field.

TEL

: telephone-initiated entry—a one-time charge against a personal checking or savings account. You can originate a TEL entry only when there is a business relationship between you and the customer or when the customer initiates a telephone call to you. For a TEL entry, you must obtain a payment authorization from the customer over the telephone. Only the CyberSource ACH processor supports recurring telephone-initiated payments and credits. For CyberSource ACH Service, if the e-commerce indicator for the Virtual Terminal is MOTO, the value of the

processingInformation.bankTransferOptions.secCode

field defaults to

TEL

.

WEB

: internet-initiated entry—a charge against a personal checking or savings account. You can originate a one-time or recurring WEB entry when the customer initiates the transaction over the Internet. For a WEB entry, you must obtain payment authorization from the customer over the Internet. For the CyberSource ACH Service, if the e-commerce indicator for the Virtual Terminal is not set to MOTO, then the value of the

processingInformation.bankTransferOptions.secCode

field defaults to

WEB

.