Payment Services
- Payment Process

Authentication
- Create a Shared Secret Key for HTTP Signature Authenticatio...
- Create a P12 Certificate for JSON Web Token Authentication

Generate the Header
- HTTP Signature Authentication
- JSON Web Token Authentication

Authorizations

Online Authorizations
- Payment Network Tokenization
- Apple Pay
- Android Pay
- Google Pay
- Samsung Pay
- Visa Checkout

Card-Present and EMV Authorizations

Captures
- Creating a Capture Request

Sales
- Creating a Sale Request

Voids
- Creating a Void Request

Refunds
- Creating a Refund Request

Credits
- Creating a Credit Request

Reversals

Electronic Check Services
- Electronic Check Processing
- Optional Features
- Testing Electronic Check Transactions
- NOC Codes
- Verification Codes
- SEC Codes

Service Fees
- Service Fees for Credit Card Transactions
- Service Fees in Electronic Check Transactions

Merchant-Initiated Transactions
- Descriptions
- Use Cases
  - Delayed Charge
  - Installment Payment
  - No-Show Transaction
  - Reauthorization
  - Recurring Payment
  - Resubmission
  - Unscheduled COF Transaction
- Merchant-Initiated Reversals and Voids
- Terminology

CVN

AVS Codes

Level II and Level III Payments
- Relaxed Requirements for Address Data and Expiration Date
- Decimals and Strings
- Numbered Elements
- Level II Data Captures and Credits
- Level III Data Captures and Credits

Error Reason Codes

On This Page

Decimals and Strings

CyberSource uses decimal points in all amount and tax rate fields; CyberSource does not use implied decimal points.

For example, if the amount of the product being purchased is 29.95, set that field to

29.95

.

For tax rates used with Level III transactions, you must include a decimal point in the value. For example, if a tax rate is 1%, set that field to

0.01

.

For many of the fields described in this document, Visa and Mastercard permit different lengths for alphanumeric (string) input. CyberSource accepts any length you provide. If the value you provide is longer than the payment card company permits, CyberSource truncates the value, keeping the left-most portion of the value. If the value you provide is shorter than the payment card company requires, CyberSource pads the field before sending it to the processor.