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3d: Acquirer TRA: Cartes Bancaires {#pa-testing-3ds-2x-tra-lv-cartes-bancaires}
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The merchant has performed a proprietary risk assessment based on fraud thresholds established with the network. You are requesting an exemption for a low risk or low value Cartes Bancaires transaction.

|               **Card Type**                | **Test Card Number** |
|--------------------------------------------|----------------------|
| Cartes Bancaires Visa Card Type = 036      | 4XXXXX XX XXXX 3XX6  |
| Cartes Bancaires Mastercard Card Type =036 | 52XXXX XX XXXX 3XX1  |

Required Fields for Check Enrollment
------------------------------------

Challenge code = `05` (no challenge requested)

Results for the Check Enrollment Service
----------------------------------------

Reason code = `100`  
VERes enrolled = `Y`  
PARes status = `Y`  
CAVV = \<CAVV value\> (The CAVV value is not returned during testing but can be returned in production based on issuer rules surrounding co-branding with Visa or Mastercard BINs.)  
ECI = (no value provided)

Action
------

Proceed to authorization.  
You can also request the transaction risk analysis exemption directly during authorization if the region and your agreements with your acquirer and the networks support it.  
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