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2.3: Stand-In Frictionless Authentication is Attempted {#pa-testing-eds-2x-attempts-processing-frictionless-auth}
=================================================================================================================

This test verifies how your system reacts when the cardholder is enrolled in `3-D Secure` but the card issuer does not support 3-D Secure, requiring a stand-in authentication experience.

American Express (Card Type = 003)
----------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 34XXX XX XXXX 2872                      |

Cartes Bancaires Mastercard (Card Type = 036)
---------------------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 52XXXX XX XXXX 3X27                     | 52XXXX XX XXXX 4587                     |

Cartes Bancaires Visa (Card Type = 036)
---------------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 4XXXXX XX XXXX 3X22                     | 4XXXXX XX XXXX 4111                     |

China UnionPay (Card Type = 062)
--------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 62XXX1 XX XXXX XX2X                     | 62XXX1 XX XXXX XX2X 621XX3 35 3371 144X |

Diners Club (Card Type = 005)
-----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 6X11XX XX XXXX 2646                     |

Discover (Card Type = 004)
--------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 6X11XX XX XXXX 2646                     |

eftpos Mastercard (Card Type = 002)
-----------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 52XXXX XX XXXX 5360                     | ---                                     |

eftpos Mastercard (Card Type = 070)
-----------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 516366 XX 1XXX XX27                     |                                         |

eftpos Visa (Card Type = 001)
-----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 4XXXXX XX XXXX 5X27                     | ---                                     |

eftpos Visa (Card Type = 070)
-----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 47X565 XX 1XXX XX26                     |                                         |

Elo (Card Type = 054)
---------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 65X529 XX XXXX 2026                     |

ITMX Mastercard (Card Type = 002)
---------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 557755 X1 21XX XX75                     | 557755 X2 21XX XX74                     |

ITMX Visa (Card Type = 001)
---------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 4632X8 21 XXXX XX7X                     | 4632X8 22 XXXX XX79                     |

**6690090000002017**

Jaywan (Card Type = 081)
------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| 669XX9 XX XXXX 1X68                     | 669XX9 XX XXXX 21X8                     |

JCB J/Secure (Card Type = 007)
------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 3338XX XX XXXX X585                     |

mada Mastercard (Card Type = 060)
---------------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | ---                                     |

mada Visa (Card Type = 060)
---------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | ---                                     |

Mastercard (Card Type = 002)
----------------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 52XXXX XX XXXX 2482                     |

Visa (Card Type = 001)
----------------------

| **`3-D Secure` 2.1.0** Test Card Number | **`3-D Secure` 2.2.0** Test Card Number |
|-----------------------------------------|-----------------------------------------|
| ---                                     | 4XXXXX XX XXXX 2719                     |

> The Meeza card and can be tested in the same manner as Mastercard using the same test card numbers. The only difference is that the card type for Meeza is ` 067 `.

Results for the Check Enrollment Service
----------------------------------------

Reason code = 100` `  
**ics_pa_enroll** service was successful.  
VERes enrolled = `Y`  
PARes status = `A`  
CAVV = `&lt;CAVV value&gt;`  
AVV = `&lt;AVV value&gt;` (Mastercard only)  
XID = `&lt;XID value&gt;` (American Express only)

E-Commerce Indicator (ECI) Values {#pa-testing-eds-2x-attempts-processing-frictionless-auth_section_ckp_sd5_3yb}
----------------------------------------------------------------------------------------------------------------

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

|           Network           | **ECI Raw Value** | ECI String Value |
|-----------------------------|-------------------|------------------|
| American Express            | 06                | aesk_attempted   |
| Cartes Bancaires Mastercard | 01                | spa              |
| Cartes Bancaires Visa       | 06                | vbv_attempted    |
| China UnionPay              | 06                | up3ds_attempted  |
| Diners Club                 | 06                | pb_attempted     |
| Discover                    | 06                | dipb_attempted   |
| eftpos                      | 06                | oci_attempted    |
| Elo                         | 06                | cs_attempted     |
| ITMX Mastercard             | 06                | lss_attempted    |
| ITMX Visa                   | 06                | lss_attempted    |
| Jaywan                      | 06                | oci_attempted    |
| JCB J/Secure                | 06                | js_attempted     |
| Mastercard                  | 01                | spa              |
| Visa                        | 06                | vbv_attempted    |

Results for the Validation Authentication Service
-------------------------------------------------

No results are returned.

Action
------

If you request Check Enrollment and Authorization services separately, add the required payer authentication values (CAVV and ECI) to your authorization request. If you request the Check Enrollment and Authorization services together, the process described above occurs automatically.  
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