Simple Order API

Hybrid Payer Authentication

If you are just getting started with payer authentication, use the Cardinal Direct Connection API implementation method. It is the newest and most advanced method of integrating 3-D Secure into your transaction process and is the method the majority of our customers choose. The Hybrid implementation is still available when customer support determines that it best fits your company's business needs.
The same prerequisites involving API keys and JSON Web Tokens necessary for the SDK integration are also required for the Hybrid integration. In addition, you need to add JavaScript to your checkout page and setup BIN detection as explained below. Complete these prerequisites before continuing with your Hybrid implementation. Additional information about configuring the Hybrid version of payer authentication is available at Cardinal Cruise documentation.