PAReq Element {#reference_g5l_2rg_cqb}
======================================

The `PAReq` element contains the payer authentication request message. This element corresponds to the consumerAuthenticationInformation.pareq API field.

```
<PAReq>
  (AcqBIN)
  (MerID)
  (Name)
  (Country)
  (URL)
  (XID)
  (Date)
  (PurchaseAmount)
  (AcctID)
  (Expiry)
</PAReq>
```

| Element Name    | Description                                                                                                                                                                                                                                                                                                                                               | Type \& Length |
|:----------------|:----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|:---------------|
| `AcqBIN`        | First six digits of the acquiring bank's identification number.                                                                                                                                                                                                                                                                                           | Numeric (6)    |
| `MerID`         | Identifier provided by your acquirer to the merchant to log in to the ACS URL.                                                                                                                                                                                                                                                                            | String (24)    |
| `Name`          | Merchant's company name.                                                                                                                                                                                                                                                                                                                                  | String (25)    |
| `Country`       | Two-character code for the merchant's country of operation.                                                                                                                                                                                                                                                                                               | String (2)     |
| `URL`           | Merchant's business website.                                                                                                                                                                                                                                                                                                                              | String         |
| `XID`           | Unique transaction identifier generated for each Payment Authentication Request (PAReq) message. The PARes sent back by the issuing bank contains the XID of the PAReq. To ensure that both XIDs are the same, compare it to the XID in the response. To find all requests related to a transaction, you can also search transactions for a specific XID. | String (28)    |
| Date            | Date and time of request. Differing time zones and the lack of synchronization between servers might prevent the date and time from appearing sequentially during all stages of processing.                                                                                                                                                               | DateTime (25)  |
| Purchase Amount | Authorization amount and currency for the transaction. This element corresponds to the totals of the offer lines or from: orderInformation.amountDetails.totalAmount or purchaseTotals_grandTotalAmount from external data                                                                                                                                | Amount (15)    |
| AcctID          | Masked string used by the ACS.                                                                                                                                                                                                                                                                                                                            | String (28)    |
| Expiry          | Expiration month and year of the customer's card.                                                                                                                                                                                                                                                                                                         | Number (4)     |
[Child Elements of PAReq]

PAReq Element

```
<PAReq>
  <AcqBIN>123456</AcqBIN>
  <MerID>444444</MerID>
  <Name>example</Name>
  <Country>US</Country>
  <URL>http://www.example.com</URL>
  <XID>fr2VCDrbEdyC37MOPfIzMwAHBwE=</XID>
  <Date>2020-02-09T08:00:34-08:00</Date>
  <PurchaseAmount>1.00 USD</PurchaseAmount>
  <AcctID>NDAxMjAwMTAxMTAwMDc3MQ==</AcctID>
  <Expiry>2309</Expiry>
</PAReq>
```