EMV 3-D Secure for Standing Instruction Merchant-Initiated Transactions {#mandates-payments-credential-stand-instr}
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**Effective date:**April 12, 2024  
**Processor:** `Visa Platform Connect`  
**Regions:**All  
As of April 12, 2024, Visa is requiring that acquirers who process payments using the EMV 3-D Secure specifications support the fields and values for standing instruction merchant-initiated transactions (MITs) that are processed by the Visa Secure Digital Authentication Framework. The MIT standing instruction fields and values are documented in the *Credentialed Transactions Developer Guide* for these types of requests:
* Installment Payments

* Mastercard Standing Order Payments

* Mastercard Subscription Payments

* Recurring Payments

* Unscheduled COF Payments  
  **Merchants**  
  Merchants processing customer-initiated transactions (CITs) and merchant-initiated transactions (MITs) must support and send the required fields and values listed in the *Credentialed Transactions Developer Guide* . For more information about processing CITs and MITs, see:

* **REST API:** [*Credentialed Transactions Developer Guide for the `REST` API*](https://developer.cybersource.com/docs/cybs/en-us/payments/developer/ctv/rest/credentials/credentials-intro.md "")

* **Simple Order API:** [*Credentialed Transactions Developer Guide for the `Simple Order` API*](https://developer.cybersource.com/docs/cybs/en-us/payments/developer/ctv/so/credentials/credentials-intro.md "")