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Validation and Certification
Work with your payment technology provider (PTP) to allocate time to complete the
message-level validation (MLV) and EMV Level 3 certification with your lodging
processing system. You must pass MLV before beginning EMV Level 3 certification. You
must complete validation and certification before your system can go live. For more
information, see Prerequisites.
Message-Level Validation
Message-level validation (MLV) is a script-based field-level validation against
Cybersource
specifications.Your PTP uses amount-based test triggers to send transactions to a test environment and
the Visa Certification Management System for decryption. The test results are XML or
RESTful output,
Business Center
test transactions, and log prints.Cybersource
uses these tests to validates the results: - Cross edit checks
- Data element validation
- Interchange compliance
- Data mapping validation
EMV Level 3 Certification
This topic is an overview of the Level 3 certification with
Cybersource
and Visa Platform Connect
. For details on how to design an EMV Level 3 certified
payment application, see EMV Book 3 on the EMVCo website: https://www.emvco.comCertification is a formal process that is used to validate the device and application
compliance with card scheme acceptance requirements. The certification team uses a brand
test tool and simulator. The process involves these elements:
- Using a card simulator such as ICC or Fime.
- Failed case analysis and resolution.
- For Mastercard certification, your PTP submits results to Mastercard and pays the costs for approved partners that Mastercard uses.
- For Visa certification,Cybersourcesubmits results to Visa.
- Waivers from the card schemes for exceptions.
- Card scheme responses or Letter of Approval (LOA) to signify acceptance and Level 3 certification.
The processes and support for Global Card Present Connect projects and direct
merchant and acquirer projects are different, but the timelines are essentially the same.