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Configuring Credit Card Settings {#adobe-commerce-m-conf-cc-settings}
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Follow these steps to complete the Credit Card Settings section:

1. Click Credit Card Settings to expand the section.
2. From the Payment Action drop-down list, choose Authorize Only or Authorize and Capture. Authorize Only reserves funds during checkout and captures when making an invoice. The Authorize and Capture payment action authorizes and captures funds during the customer checkout.
3. From the Auth Indicator drop-down list, choose the purpose of the authorization.
4. From the New Order Status field drop-down list, choose the order status assigned to the order when successfully paid, or leave the default Use system value box checked for Processing order status.
5. From the Ignore AVS drop-down list, choose Yes to have the results of AVS verification ignored.
6. In the Ignore CVN field, choose Yes to have the results of CVN verification ignored.
7. In the Skip Fraud Management for Tokenization field, choose **No** to have Skip Decision Manager field set to `false` for Secure Acceptance tokenization requests and set to `true` otherwise.
8. In the Skip Pre-Authorization Check for Tokenization field, choose to No to have the skip preauthorization field set to `false` for Secure Acceptance tokenization requests and set to `true` otherwise.
9. In the Pass expiration date for tokenized card via SOAP field, specify the card expiration date with SOAP Toolkit Authorization Calls for card tokenization.
10. In the Credit Card Types box, choose which card types you want to accept. This only applies to Checkout API and Flex Microform configuration. This option is not used for Hosted Checkout.
11. In the Payment from Applicable Countries field, leave the default Use system value box checked to accept credit card payments from the countries choose, or clear the Use system value box to specify countries in the next field.
12. To specify the countries from which to accept credit card payments, in Payment from Specific Countries box choose the countries.
13. From the Override secure acceptance locale drop-down list, leave the default Use system value box checked to use the store locale language.  
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