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Introduction to `Intelligent Commerce` {#home}
==============================================

`Intelligent Commerce` on `Cybersource` enables your AI agents to process purchase intents and complete transactions on behalf of your customers. When integrated into your agentic workflows, `Intelligent Commerce` enables your customers to submit a purchase intent using your agents. Your agents then display a list of purchase options that best match your customers' intent. When your customers choose a purchase option, your agents retrieve your customers' tokenized payment credentials and complete the transaction using your payment system. To enable fast and secure future purchases, `Intelligent Commerce` uses the `Token Management Service` (`TMS`) to securely tokenize and retrieve your customers' payment credentials for a frictionless checkout experience.  
This guide explains how you can use `Intelligent Commerce` to manage the entire transaction experience, from initial intent to verifying transaction completion.

Benefits
--------

These are the key benefits of Intelligent Commerce:

* Connecting to multiple card networks with one integration, enabling your customers to use their preferred payment method.
* Expanding your business to more customers by being able to accept a variety of card types.
* Processing agent-driven transactions using Visa's transaction authentication, including `TMS` and passkey capabilities.
* Capturing your customer's purchase intent to verify that your agent is acting in accordance with the customer's instruction.

Customer Purchase Intent Examples
---------------------------------

When your customers use your agents to begin their purchase intent, they can send messages like these:

* *Here's a list of back-to-school supplies. Find and purchase all of these supplies. Keep the total purchase amount under $100.*
* *I'm looking for men's black running shoes that are a size 10.5. My purchase limit is $150. Only show me shoes that are rated positively.*
* *Find me a flight from Austin to Chicago on September 14th in the morning. I have a carry-on and I need to check a bag. My purchase limit is $350.*