Online Bank Transfers {#uc-pay-methods-obt}
===========================================

Online bank transfers enable customers to complete their purchase by securely logging into their online banking environment. This method is secure, trusted, and widely used in many European countries.

> IMPORTANT
> Before you can enroll in these alternative payment method on ` Unified Checkout `, you must first be enabled for the alternative payment platform. Contact your portfolio administrator for more information.  
> This is how online bank transfers work:

#### Figure:

Online Bank Transfers ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/uc-ap-obt-650x130.svg/jcr:content/renditions/original)
1. The customer chooses online bank transfer as their payment method during checkout.
2. The customer chooses their bank from the list of available banks and is redirected to their bank's website or application where they are prompted to enter their account credentials.
3. The customer confirms their payment and completes the authorization process.
4. The customer is notified that the payment is complete.
5. The customer returns to your website for payment confirmation.  
   `Unified Checkout` supports these online bank transfer payment methods:

* Bancontact
* DragonPay
* iDeal
* Multibanco
* MyBank
* Przelewy24\|P24
* Tink Pay By Bank

|  Payment Method  | Capture Context allowedPaymentTypes | Capture Context completeMandate.type | Separate Capture? | Payment Confirmation | Customer Country (Country Code) | Customer ISO Currency Code |
|------------------|-------------------------------------|--------------------------------------|-------------------|----------------------|---------------------------------|----------------------------|
| iDEAL            | `IDEAL`                             | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Netherlands (NL)                | EUR                        |
| Multibanco       | `MULTIBANCO`                        | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Portugal (PT)                   | EUR                        |
| Przelewy24       | `PRZELEWY24`                        | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Poland (PL)                     | PLN                        |
| Bancontact       | `BANCONTACT`                        | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Belgium (BE)                    | EUR                        |
| MyBank           | `MYBANK`                            | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Italy (IT)                      | EUR                        |
| MyBank           | `MYBANK`                            | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Belgium (BE)                    | EUR                        |
| MyBank           | `MYBANK`                            | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Portugal (PT)                   | EUR                        |
| MyBank           | `MYBANK`                            | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Spain (ES)                      | EUR                        |
| DragonPay        | `DRAGONPAY`                         | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Philippines (PH)                | PHP                        |
| Tink Pay by Bank | `TINKPAYBYBANK`                     | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | France (FR)                     | EUR                        |
| Tink Pay by Bank | `TINKPAYBYBANK`                     | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Germany (DE)                    | EUR                        |
| Tink Pay by Bank | `TINKPAYBYBANK`                     | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Ireland (IE)                    | EUR                        |
| Tink Pay by Bank | `TINKPAYBYBANK`                     | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Netherlands (NL)                | EUR                        |
| Tink Pay by Bank | `TINKPAYBYBANK`                     | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | Spain (ES)                      | EUR                        |
| Tink Pay by Bank | `TINKPAYBYBANK`                     | `CAPTURE` or `PREFER_AUTH`           | No                | Immediate            | United Kingdom (GB)             | GBP                        |
[Online Bank Transfer Payment Methods]