Guest Customer {#ctp-walkthrough-guest}
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This section provides an overview of the `Click to Pay Drop-In UI` guest experience. This interaction occurs when the customer has not previously created a `Click to Pay` account, or their issuer has not provisioned their card into `Click to Pay`.  
In the guest experience, `Click to Pay Drop-In UI` captures the PAN details and the cardholder chooses to create a `Click to Pay` account or to check out as a guest. In both cases, the payment credentials are available for processing transactions using your payment gateway.  
The cardholder can make a one-time payment or complete the payment and choose to create a `Click to Pay` account for future use using their chosen email address and phone number combination. A user can select Switch ID or Edit within the contact details tab in order to look up new payment details:

#### Figure: {#ctp-walkthrough-guest_fig-ctp-no-account}

Guest UI ![](/content/dam/documentation/cybs/en-us/topics/payments-processing/card-processing/unified-checkout/images/ctp-no-account-445x330.svg/jcr:content/renditions/original)